Capitec Bank Holdings (JSE:CPI) Total Liabilities: R203,771 Mil (As of Feb. 2026)


JSE:CPI Capitec Bank Holdings Ltd JSE:CPI
89 GF Score
Price R4,743.54
GF Value R4,265.98
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Capitec Bank Holdings Total Liabilities?

Capitec Bank Holdings JSE:CPI +0.93% 89 Total Liabilities is R203,771 Mil as of Feb. 2026. GuruFocus rates JSE:CPI with a GF Score™ of 89/100 and a GF Value™ of R4,265.98 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Capitec Bank Holdings's Total Liabilities for the quarter that ended in Feb. 2026 was R203,771 Mil.

Capitec Bank Holdings's quarterly Total Liabilities increased from Feb. 2025 (R187,550.38 Mil) to Aug. 2025 (R196,757.00 Mil) and increased from Aug. 2025 (R196,757.00 Mil) to Feb. 2026 (R203,770.96 Mil).

Capitec Bank Holdings's annual Total Liabilities increased from Feb. 2024 (R164,048.03 Mil) to Feb. 2025 (R187,550.38 Mil) and increased from Feb. 2025 (R187,550.38 Mil) to Feb. 2026 (R203,770.96 Mil).

Capitec Bank Holdings Total Liabilities Historical Data

* Premium members only.

The historical data trend for Capitec Bank Holdings's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capitec Bank Holdings Total Liabilities Chart

Capitec Bank Holdings Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 142,177.07 152,715.69 164,048.03 187,550.38 203,770.96

Capitec Bank Holdings Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 164,048.03 176,774.00 187,550.38 196,757.00 203,770.96
JSE:CPI
89GF Score
Capitec Bank Holdings Ltd JSE:CPI
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Capitec Bank Holdings Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Capitec Bank Holdings's Total Liabilities for the fiscal year that ended in Feb. 2026 is calculated as

Total Liabilities=Total Assets (A: Feb. 2026 )-Total Equity (A: Feb. 2026 )
=263283.842-59512.88
=203,771

Capitec Bank Holdings's Total Liabilities for the quarter that ended in Feb. 2026 is calculated as

Total Liabilities=Total Assets (Q: Feb. 2026 )-Total Equity (Q: Feb. 2026 )
=263283.842-59512.88
=203,771

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of R203,771 Mil mean?
Capitec Bank Holdings (JSE:CPI) has a Total Liabilities of R203,771 Mil as of Feb. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Capitec Bank Holdings and its competitors.
Is Capitec Bank Holdings' Total Liabilities too high?
Capitec Bank Holdings' current Total Liabilities is R203,771 Mil. Overall, Capitec Bank Holdings has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capitec Bank Holdings' Total Liabilities compare to PNC and USB?
Capitec Bank Holdings' Total Liabilities of R203,771 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Capitec Bank Holdings and its competitors. Capitec Bank Holdings's current Total Liabilities is R203,771 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitec Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Capitec Bank Holdings (JSE:CPI) is currently considered Modestly Overvalued. The stock's GF Value™ is R4,265.98, compared to a current price of R4,743.54 — trading 11.2% above its estimated fair value. The current Total Liabilities is R203,771 Mil. Capitec Bank Holdings' overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Capitec Bank Holdings (JSE:CPI), the current Total Liabilities is R203,771 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capitec Bank Holdings (JSE:CPI) Overvalued in 2026?

Based on GuruFocus' analysis, Capitec Bank Holdings stock appears to be overvalued. The current stock price of R4,743.54 is trading 11.2% above its estimated GF Value™ of R4,265.98. GuruFocus considers Capitec Bank Holdings to be Modestly Overvalued.

Key valuation signals for JSE:CPI:

  • Total Liabilities: R203,771 Mil
  • GF Value™: R4,265.98 vs. price of R4,743.54 (11.2% above fair value)
  • GF Score™: 89/100 with 1 warning sign

No single metric tells the full story. See the JSE:CPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capitec Bank Holdings Business Description

Address 5 Neutron Road, Techno Park, Stellenbosch, WC, ZAF, 7600
Capitec Bank Holdings Ltd is a bank holding company along with its subsidiary, which conducts personal and business banking, online consumer lending, rental financing, holds an insurance cell captive, and has an insurance licence for life products. Its segments are Personal Banking, Business Banking, and the Insurance business.
89GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R4,743.54
Price
R4,265.98
GF Value