Agribank Securities JSC (STC:AGR) Cash Conversion Cycle: 694.75 (As of Mar. 2026)

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STC:AGR Agribank Securities JSC STC:AGR
76 GF Score
Price ₫14,500.00
GF Value ₫20,599.43
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Agribank Securities JSC Cash Conversion Cycle?

Agribank Securities JSC STC:AGR 76 Cash Conversion Cycle is 694.75 as of Mar. 2026. GuruFocus rates STC:AGR with a GF Score™ of 76/100 and a GF Value™ of ₫20,599.43 (Possible Value Trap). The stock has 6 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

Agribank Securities JSC's Days Sales Outstanding for the three months ended in Mar. 2026 was 736.44.
Agribank Securities JSC's Days Inventory for the three months ended in Mar. 2026 was 4.02.
Agribank Securities JSC's Days Payable for the three months ended in Mar. 2026 was 45.71.
Therefore, Agribank Securities JSC's Cash Conversion Cycle (CCC) for the three months ended in Mar. 2026 was 694.75.


Agribank Securities JSC  (STC:AGR) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


Agribank Securities JSC Cash Conversion Cycle Related Terms


Agribank Securities JSC Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for Agribank Securities JSC's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agribank Securities JSC Cash Conversion Cycle Chart

Agribank Securities JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Conversion Cycle
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,361.40 1,275.31 1,224.21 1,105.61 973.99

Agribank Securities JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,281.95 2,452.75 669.34 796.92 694.75

STC:AGR vs MS, GS, SCHW: Cash Conversion Cycle Comparison

For the Capital Markets subindustry, Agribank Securities JSC's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agribank Securities JSC Cash Conversion Cycle vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Agribank Securities JSC's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where Agribank Securities JSC's Cash Conversion Cycle falls into.


STC:AGR
76GF Score
Agribank Securities JSC STC:AGR
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Agribank Securities JSC Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

Agribank Securities JSC's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=1044.48+6.53-77.02
=973.99

Agribank Securities JSC's Cash Conversion Cycle for the quarter that ended in Mar. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=736.44+4.02-45.71
=694.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 694.75 mean?
Agribank Securities JSC (STC:AGR) has a Cash Conversion Cycle of 694.75 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Agribank Securities JSC and its competitors.
Is Agribank Securities JSC's Cash Conversion Cycle too high?
Agribank Securities JSC's current Cash Conversion Cycle is 694.75. The Capital Markets industry median Cash Conversion Cycle is 2.37. Agribank Securities JSC's value of 694.75 is 29214.3% above this industry median. Overall, Agribank Securities JSC has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Agribank Securities JSC's Cash Conversion Cycle compare to MS and GS?
Agribank Securities JSC's Cash Conversion Cycle of 694.75 can be compared against companies in the Capital Markets industry. The industry median Cash Conversion Cycle is 2.37. Agribank Securities JSC's value of 694.75 is 29214.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Capital Markets company?
The median Cash Conversion Cycle among Capital Markets companies is 2.37, based on 639 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agribank Securities JSC's current Cash Conversion Cycle of 694.75 is 29214.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Agribank Securities JSC and its competitors. For the Capital Markets industry, the median Cash Conversion Cycle is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agribank Securities JSC's current Cash Conversion Cycle is 694.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agribank Securities JSC stock overvalued right now?
Based on GuruFocus' analysis, Agribank Securities JSC (STC:AGR) is currently considered Possible Value Trap. The stock's GF Value™ is ₫20,599.43, compared to a current price of ₫14,500.00 — trading 29.6% below its estimated fair value. The current Cash Conversion Cycle is 694.75 and 29214.3% above the Capital Markets industry median of 2.37. Agribank Securities JSC's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Agribank Securities JSC (STC:AGR), the current Cash Conversion Cycle is 694.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agribank Securities JSC (STC:AGR) Overvalued in 2026?

Based on GuruFocus' analysis, Agribank Securities JSC stock appears to be undervalued. The current stock price of ₫14,500.00 is trading 29.6% below its estimated GF Value™ of ₫20,599.43. GuruFocus considers Agribank Securities JSC to be Possible Value Trap.

Key valuation signals for STC:AGR:

  • Cash Conversion Cycle: 694.75
  • GF Value™: ₫20,599.43 vs. price of ₫14,500.00 (29.6% below fair value)
  • GF Score™: 76/100 with 6 warning signs
  • Industry Position: 29214.3% above the Capital Markets median

No single metric tells the full story. See the STC:AGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agribank Securities JSC Business Description

Address ARTEX Building, 172 Ngoc Khanh, 5th Floor, Ba Dinh District, Hanoi, VNM
Agribank Securities JSC operates as a securities services company in Vietnam. It business line include securities and stock brokerage, securities investment and corporate finance consultancy, and securities placement and registration services.
76GF Score

Get the complete analysis for STC:AGR

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,500.00
Price
₫20,599.43
GF Value