Agribank Securities JSC (STC:AGR) Debt-to-EBITDA : 8.65 (As of Jun. 2026) — 322% Above Median

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STC:AGR Agribank Securities JSC STC:AGR
71 GF Score
Price ₫13,200.00
GF Value ₫24,713.39
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Agribank Securities JSC Debt-to-EBITDA?

Agribank Securities JSC STC:AGR -0.75% 71 Debt-to-EBITDA is 8.65 as of Jun. 2026, which is 322% above its 10-year median of 2.05. GuruFocus rates STC:AGR with a GF Score™ of 71/100 and a GF Value™ of ₫24,713.39 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 419 Capital Markets companies, Agribank Securities JSC ranks worse than 83.05% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Agribank Securities JSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₫3,158,502 Mil. Agribank Securities JSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₫0 Mil. Agribank Securities JSC's annualized EBITDA for the quarter that ended in Jun. 2026 was ₫365,167 Mil. Agribank Securities JSC's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 8.65.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Agribank Securities JSC's Debt-to-EBITDA or its related term are showing as below:

STC:AGR' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.41   Med: 2.05   Max: 8.99
Current: 8.99

During the past 13 years, the highest Debt-to-EBITDA Ratio of Agribank Securities JSC was 8.99. The lowest was 0.41. And the median was 2.05.

STC:AGR's Debt-to-EBITDA is ranked worse than
83.05% of 419 companies
in the Capital Markets industry
Industry Median: 1.64 vs STC:AGR: 8.99

Agribank Securities JSC  (STC:AGR) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Agribank Securities JSC Debt-to-EBITDA Related Terms


Agribank Securities JSC Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Agribank Securities JSC's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agribank Securities JSC Debt-to-EBITDA Chart

Agribank Securities JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.41 1.04 2.05 4.03 7.07

Agribank Securities JSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.89 3.16 6.42 6.74 8.65

STC:AGR vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, Agribank Securities JSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agribank Securities JSC Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Agribank Securities JSC's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Agribank Securities JSC's Debt-to-EBITDA falls into.


STC:AGR
71GF Score
Agribank Securities JSC STC:AGR
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Agribank Securities JSC Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Agribank Securities JSC's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1706000 + 0) / 241239.764
=7.07

Agribank Securities JSC's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3158501.5 + 0) / 365166.62
=8.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 8.65 mean?
Agribank Securities JSC (STC:AGR) has a Debt-to-EBITDA of 8.65 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Agribank Securities JSC. This is 322% above median its historical median of 2.05. Over the past decade, Agribank Securities JSC's Debt-to-EBITDA has ranged from 0.41 to 8.99. According to the industry distribution chart, Agribank Securities JSC ranks #348 out of 419 companies in the Capital Markets industry, placing it in the top 83.1%.
Is Agribank Securities JSC's Debt-to-EBITDA too high?
Agribank Securities JSC's current Debt-to-EBITDA of 8.65 is 322% above median its 10-year median of 2.05. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 8.99. The Capital Markets industry median Debt-to-EBITDA is 1.64. Agribank Securities JSC's value of 8.65 is 427.4% above this industry median. Based on the distribution chart, Agribank Securities JSC ranks #348 out of 419 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Agribank Securities JSC has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Agribank Securities JSC's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Agribank Securities JSC ranks #348 out of 419 companies for Debt-to-EBITDA. This places Agribank Securities JSC in the lower half of its industry. The industry median Debt-to-EBITDA is 1.64. Agribank Securities JSC's value of 8.65 is 427.4% above this benchmark. Historically, Agribank Securities JSC's own Debt-to-EBITDA has ranged from 0.41 to 8.99 over the past decade. While the company's 10-year median is 2.05 vs. the industry median of 1.64, Agribank Securities JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.64, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agribank Securities JSC's current Debt-to-EBITDA of 8.65 is 427.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Agribank Securities JSC. For the Capital Markets industry, the median Debt-to-EBITDA is 1.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agribank Securities JSC's current Debt-to-EBITDA is 8.65, which is 322% above median its own 10-year median of 2.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agribank Securities JSC stock overvalued right now?
Based on GuruFocus' analysis, Agribank Securities JSC (STC:AGR) is currently considered Possible Value Trap. The stock's GF Value™ is ₫24,713.39, compared to a current price of ₫13,200.00 — trading 46.6% below its estimated fair value. The current Debt-to-EBITDA is 8.65, which is 322% above median its 10-year median of 2.05 and 427.4% above the Capital Markets industry median of 1.64. Agribank Securities JSC's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Agribank Securities JSC (STC:AGR), the current Debt-to-EBITDA is 8.65 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agribank Securities JSC (STC:AGR) Overvalued in 2026?

Based on GuruFocus' analysis, Agribank Securities JSC stock appears to be undervalued. The current stock price of ₫13,200.00 is trading 46.6% below its estimated GF Value™ of ₫24,713.39. GuruFocus considers Agribank Securities JSC to be Possible Value Trap.

Key valuation signals for STC:AGR:

  • Debt-to-EBITDA: 8.65 (322% above median its 10-year median of 2.05)
  • GF Value™: ₫24,713.39 vs. price of ₫13,200.00 (46.6% below fair value)
  • GF Score™: 71/100 with 5 warning signs
  • Industry Position: 427.4% above the Capital Markets median (#348 of 419)

No single metric tells the full story. See the STC:AGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agribank Securities JSC Business Description

Address ARTEX Building, 172 Ngoc Khanh, 5th Floor, Ba Dinh District, Hanoi, VNM
Agribank Securities JSC operates as a securities services company in Vietnam. It business line include securities and stock brokerage, securities investment and corporate finance consultancy, and securities placement and registration services.
71GF Score

Get the complete analysis for STC:AGR

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫13,200.00
Price
₫24,713.39
GF Value