Agribank Securities JSC (STC:AGR) Days Payable: 45.71 (As of Mar. 2026) — 154% Above Median

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STC:AGR Agribank Securities JSC STC:AGR
76 GF Score
Price ₫14,500.00
GF Value ₫20,599.43
Valuation Possible Value Trap
! 6 Warning Signs
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What is Agribank Securities JSC Days Payable?

Agribank Securities JSC STC:AGR -5.54% 76 Days Payable is 45.71 as of Mar. 2026, which is 154% above its 10-year median of 17.97. GuruFocus rates STC:AGR with a GF Score™ of 76/100 and a GF Value™ of ₫20,599.43 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 539 Capital Markets companies, Agribank Securities JSC ranks worse than 74.95% on this metric.

Agribank Securities JSC's average Accounts Payable for the three months ended in Mar. 2026 was ₫18,174 Mil. Agribank Securities JSC's Cost of Goods Sold for the three months ended in Mar. 2026 was ₫36,276 Mil. Hence, Agribank Securities JSC's Days Payable for the three months ended in Mar. 2026 was 45.71.

The historical rank and industry rank for Agribank Securities JSC's Days Payable or its related term are showing as below:

STC:AGR' s Days Payable Range Over the Past 10 Years
Min: 6.81   Med: 17.97   Max: 140.73
Current: 19.84

During the past 13 years, Agribank Securities JSC's highest Days Payable was 140.73. The lowest was 6.81. And the median was 17.97.

STC:AGR's Days Payable is ranked worse than
74.95% of 539 companies
in the Capital Markets industry
Industry Median: 88.46 vs STC:AGR: 19.84

Agribank Securities JSC's Days Payable increased from Mar. 2025 (32.22) to Mar. 2026 (45.71). It may suggest that Agribank Securities JSC delayed paying its suppliers.


Agribank Securities JSC Days Payable Historical Data

* Premium members only.

The historical data trend for Agribank Securities JSC's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agribank Securities JSC Days Payable Chart

Agribank Securities JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.46 8.17 20.48 44.63 77.02

Agribank Securities JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.22 0.44 0.99 23.30 45.71

STC:AGR vs MS, GS, SCHW: Days Payable Comparison

For the Capital Markets subindustry, Agribank Securities JSC's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agribank Securities JSC Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Agribank Securities JSC's Days Payable distribution charts can be found below:

* The bar in red indicates where Agribank Securities JSC's Days Payable falls into.


STC:AGR
76GF Score
Agribank Securities JSC STC:AGR
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Agribank Securities JSC Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Agribank Securities JSC's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (12225.961 + 25480.16) / 2 ) / 89348.861*365
=18853.0605 / 89348.861*365
=77.02

Agribank Securities JSC's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (25480.16 + 10867.165) / 2 ) / 36276.487*365 / 4
=18173.6625 / 36276.487*365 / 4
=45.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 45.71 mean?
Agribank Securities JSC (STC:AGR) has a Days Payable of 45.71 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Agribank Securities JSC and its competitors. This is 154% above median its historical median of 17.97. Over the past decade, Agribank Securities JSC's Days Payable has ranged from 6.81 to 140.73. According to the industry distribution chart, Agribank Securities JSC ranks #404 out of 539 companies in the Capital Markets industry, placing it in the top 75%.
Is Agribank Securities JSC's Days Payable too high?
Agribank Securities JSC's current Days Payable of 45.71 is 154% above median its 10-year median of 17.97. Over the past 10 years, this metric has ranged from a low of 6.81 to a high of 140.73. The Capital Markets industry median Days Payable is 88.46. Agribank Securities JSC's value of 45.71 is 48.3% below this industry median. Based on the distribution chart, Agribank Securities JSC ranks #404 out of 539 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Agribank Securities JSC has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Agribank Securities JSC's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, Agribank Securities JSC ranks #404 out of 539 companies for Days Payable. This places Agribank Securities JSC in the lower half of its industry. The industry median Days Payable is 88.46. Agribank Securities JSC's value of 45.71 is 48.3% below this benchmark. Historically, Agribank Securities JSC's own Days Payable has ranged from 6.81 to 140.73 over the past decade. While the company's 10-year median is 17.97 vs. the industry median of 88.46, Agribank Securities JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 88.46, based on 539 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agribank Securities JSC's current Days Payable of 45.71 is 48.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Agribank Securities JSC and its competitors. For the Capital Markets industry, the median Days Payable is 88.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agribank Securities JSC's current Days Payable is 45.71, which is 154% above median its own 10-year median of 17.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agribank Securities JSC stock overvalued right now?
Based on GuruFocus' analysis, Agribank Securities JSC (STC:AGR) is currently considered Possible Value Trap. The stock's GF Value™ is ₫20,599.43, compared to a current price of ₫14,500.00 — trading 29.6% below its estimated fair value. The current Days Payable is 45.71, which is 154% above median its 10-year median of 17.97 and 48.3% below the Capital Markets industry median of 88.46. Agribank Securities JSC's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Agribank Securities JSC (STC:AGR), the current Days Payable is 45.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agribank Securities JSC (STC:AGR) Overvalued in 2026?

Based on GuruFocus' analysis, Agribank Securities JSC stock appears to be undervalued. The current stock price of ₫14,500.00 is trading 29.6% below its estimated GF Value™ of ₫20,599.43. GuruFocus considers Agribank Securities JSC to be Possible Value Trap.

Key valuation signals for STC:AGR:

  • Days Payable: 45.71 (154% above median its 10-year median of 17.97)
  • GF Value™: ₫20,599.43 vs. price of ₫14,500.00 (29.6% below fair value)
  • GF Score™: 76/100 with 6 warning signs
  • Industry Position: 48.3% below the Capital Markets median (#404 of 539)

No single metric tells the full story. See the STC:AGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agribank Securities JSC Business Description

Address ARTEX Building, 172 Ngoc Khanh, 5th Floor, Ba Dinh District, Hanoi, VNM
Agribank Securities JSC operates as a securities services company in Vietnam. It business line include securities and stock brokerage, securities investment and corporate finance consultancy, and securities placement and registration services.
76GF Score

Get the complete analysis for STC:AGR

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,500.00
Price
₫20,599.43
GF Value