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Agribank Securities JSCSTC:AGR +1.03%76 Interest Coverage is 2.75 as of Mar. 2026, which is 94% below its 10-year median of 42.67. GuruFocus rates STC:AGR with a GF Score™ of 76/100 and a GF Value™ of ₫20,599.43 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 433 Capital Markets companies, Agribank Securities JSC ranks worse than 72.06% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Agribank Securities JSC's
Operating Income
for the
three
months ended in Mar. 2026 was ₫86,584 Mil. Agribank Securities JSC's Interest Expense for the
three
months ended in Mar. 2026 was ₫-31,514 Mil.
Agribank Securities JSC's interest coverage for the quarter that ended in Mar. 2026 was 2.75.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Agribank Securities JSC's Interest Coverage or its related term are showing as below:
STC:AGR'
s Interest Coverage Range Over the Past 10 Years
Min: 3.72 Med: 42.67 Max: 130.08
Current: 3.72
STC:AGR's Interest Coverage is ranked worse than 72.06% of 433
companies
in the Capital Markets industry
Industry Median: 20.17
vs STC:AGR: 3.72
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Agribank Securities JSC Interest Coverage Related Terms
Agribank Securities JSC Interest Coverage Historical Data
* Premium members only.
The historical data trend for Agribank Securities JSC's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
STC:AGR vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Agribank Securities JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agribank Securities JSC Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Agribank Securities JSC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Agribank Securities JSC's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Agribank Securities JSC (STC:AGR) has a Interest Coverage of 2.75 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Agribank Securities JSC and its competitors. This is 94% below median its historical median of 42.67. Over the past decade, Agribank Securities JSC's Interest Coverage has ranged from 3.72 to 130.08. According to the industry distribution chart, Agribank Securities JSC ranks #312 out of 433 companies in the Capital Markets industry, placing it in the top 72.1%.
Is Agribank Securities JSC's Interest Coverage too high?
Agribank Securities JSC's current Interest Coverage of 2.75 is 94% below median its 10-year median of 42.67. Over the past 10 years, this metric has ranged from a low of 3.72 to a high of 130.08. The Capital Markets industry median Interest Coverage is 20.17. Agribank Securities JSC's value of 2.75 is 86.4% below this industry median. Based on the distribution chart, Agribank Securities JSC ranks #312 out of 433 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Agribank Securities JSC has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agribank Securities JSC's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Agribank Securities JSC ranks #312 out of 433 companies for Interest Coverage. This places Agribank Securities JSC in the lower half of its industry. The industry median Interest Coverage is 20.17. Agribank Securities JSC's value of 2.75 is 86.4% below this benchmark. Historically, Agribank Securities JSC's own Interest Coverage has ranged from 3.72 to 130.08 over the past decade. While the company's 10-year median is 42.67 vs. the industry median of 20.17, Agribank Securities JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.17, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agribank Securities JSC's current Interest Coverage of 2.75 is 86.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Agribank Securities JSC and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agribank Securities JSC's current Interest Coverage is 2.75, which is 94% below median its own 10-year median of 42.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agribank Securities JSC stock overvalued right now?
Based on GuruFocus' analysis, Agribank Securities JSC (STC:AGR) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫20,599.43, compared to a current price of ₫14,650.00 — trading 28.9% below its estimated fair value. The current Interest Coverage is 2.75, which is 94% below median its 10-year median of 42.67 and 86.4% below the Capital Markets industry median of 20.17. Agribank Securities JSC's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Agribank Securities JSC (STC:AGR), the current Interest Coverage is 2.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Agribank Securities JSC (STC:AGR) Overvalued in 2026?
Based on GuruFocus' analysis, Agribank Securities JSC stock appears to be undervalued.
The current stock price of ₫14,650.00 is trading 28.9% below its estimated GF Value™ of ₫20,599.43.
GuruFocus considers Agribank Securities JSC to be Modestly Undervalued.
Key valuation signals for STC:AGR:
Interest Coverage: 2.75 (94% below median its 10-year median of 42.67)
GF Value™: ₫20,599.43 vs. price of ₫14,650.00 (28.9% below fair value)
Industry Position: 86.4% below the Capital Markets median (#312 of 433)
No single metric tells the full story. See the STC:AGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Agribank Securities JSC operates as a securities services company in Vietnam. It business line include securities and stock brokerage, securities investment and corporate finance consultancy, and securities placement and registration services.
76GF Score
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