Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Agribank Securities JSCSTC:AGR -2.73%76 Return-on-Tangible-Equity is 6.76% as of Mar. 2026, which is 31% above its 10-year median of 5.16. GuruFocus rates STC:AGR with a GF Score™ of 76/100 and a GF Value™ of ₫20,602.31 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 783 Capital Markets companies, Agribank Securities JSC ranks worse than 51.6% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Agribank Securities JSC's annualized net income for the quarter that ended in Mar. 2026 was ₫173,955 Mil. Agribank Securities JSC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₫2,574,051 Mil. Therefore, Agribank Securities JSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 6.76%.
The historical rank and industry rank for Agribank Securities JSC's Return-on-Tangible-Equity or its related term are showing as below:
STC:AGR'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -25.82 Med: 5.16 Max: 17.36
Current: 6.08
During the past 13 years, Agribank Securities JSC's highest Return-on-Tangible-Equity was 17.36%. The lowest was -25.82%. And the median was 5.16%.
STC:AGR's Return-on-Tangible-Equity is ranked worse than 51.6% of 783
companies
in the Capital Markets industry
Industry Median: 6.45
vs STC:AGR: 6.08
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Agribank Securities JSC Return-on-Tangible-Equity Related Terms
Agribank Securities JSC Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Agribank Securities JSC's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STC:AGR vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, Agribank Securities JSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agribank Securities JSC Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Agribank Securities JSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Agribank Securities JSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 6.76% mean?
Agribank Securities JSC (STC:AGR) has a Return-on-Tangible-Equity of 6.76% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Agribank Securities JSC and its competitors. This is 31% above median its historical median of 5.16. According to the industry distribution chart, Agribank Securities JSC ranks #404 out of 783 companies in the Capital Markets industry, placing it in the top 51.6%.
Is Agribank Securities JSC's Return-on-Tangible-Equity too high?
Agribank Securities JSC's current Return-on-Tangible-Equity of 6.76% is 31% above median its 10-year median of 5.16. The Capital Markets industry median Return-on-Tangible-Equity is 6.45. Agribank Securities JSC's value of 6.76% is 4.8% above this industry median. Based on the distribution chart, Agribank Securities JSC ranks #404 out of 783 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Agribank Securities JSC has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Agribank Securities JSC's Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, Agribank Securities JSC ranks #404 out of 783 companies for Return-on-Tangible-Equity. This places Agribank Securities JSC in the lower half of its industry. The industry median Return-on-Tangible-Equity is 6.45. Agribank Securities JSC's value of 6.76% is 4.8% above this benchmark. While the company's 10-year median is 5.16 vs. the industry median of 6.45, Agribank Securities JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.45, based on 783 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agribank Securities JSC's current Return-on-Tangible-Equity of 6.76% is 4.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Agribank Securities JSC and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agribank Securities JSC's current Return-on-Tangible-Equity is 6.76%, which is 31% above median its own 10-year median of 5.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agribank Securities JSC stock overvalued right now?
Based on GuruFocus' analysis, Agribank Securities JSC (STC:AGR) is currently considered Possible Value Trap. The stock's GF Value™ is ₫20,602.31, compared to a current price of ₫14,250.00 — trading 30.8% below its estimated fair value. The current Return-on-Tangible-Equity is 6.76%, which is 31% above median its 10-year median of 5.16 and 4.8% above the Capital Markets industry median of 6.45. Agribank Securities JSC's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Agribank Securities JSC (STC:AGR), the current Return-on-Tangible-Equity is 6.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Agribank Securities JSC (STC:AGR) Overvalued in 2026?
Based on GuruFocus' analysis, Agribank Securities JSC stock appears to be undervalued.
The current stock price of ₫14,250.00 is trading 30.8% below its estimated GF Value™ of ₫20,602.31.
GuruFocus considers Agribank Securities JSC to be Possible Value Trap.
Key valuation signals for STC:AGR:
Return-on-Tangible-Equity: 6.76% (31% above median its 10-year median of 5.16)
GF Value™: ₫20,602.31 vs. price of ₫14,250.00 (30.8% below fair value)
Industry Position: 4.8% above the Capital Markets median (#404 of 783)
No single metric tells the full story. See the STC:AGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Agribank Securities JSC operates as a securities services company in Vietnam. It business line include securities and stock brokerage, securities investment and corporate finance consultancy, and securities placement and registration services.
76GF Score
Get the complete analysis for STC:AGR
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC:AGR has been successfully added to your 
