Usio (USIO) Cash Payments

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

USIO Usio Inc USIO
48 GF Score
Price $2.33
GF Value $1.66
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Usio Cash Payments?

Cash Payments only applicable to companies reporting Cash Flow from Operations in direct method.

USIO
48GF Score
Usio Inc USIO
Cash Payments is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Usio (USIO) Overvalued in 2026?

Based on GuruFocus' analysis, Usio stock appears to be overvalued. The current stock price of $2.33 is trading 40.4% above its estimated GF Value™ of $1.66. GuruFocus considers Usio to be Significantly Overvalued.

Key valuation signals for USIO:

  • Cash Payments:
  • GF Value™: $1.66 vs. price of $2.33 (40.4% above fair value)
  • GF Score™: 48/100 with 3 warning signs

No single metric tells the full story. See the USIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Usio Business Description

Address 3611 Paesanos Parkway, Suite 300, San Antonio, TX, USA, 78231
Usio Inc. is a U.S. financial technology company that provides integrated electronic payment services to businesses, merchants, and consumers. It operates through two reportable segments: Merchant Services and Output Solutions. Merchant Services offers payment acceptance across multiple channels, including credit and debit card processing, ACH, prepaid card programs, and electronic billing, along with payment facilitation and funds disbursement capabilities delivered through a cloud-based, full-stack platform. Output Solutions provides card production, statement and invoice printing, electronic document delivery, and related mailing and fulfillment services. The company serves clients across numerous industry verticals, including retail, healthcare, utilities, and nonprofit organizations, primarily in the United States. Revenue is generated mainly from transaction-based processing fees, card program management, and output production and mailing services, supplemented by recurring service charges tied to its payment and document delivery platforms.
48GF Score

Get the complete analysis for USIO

Cash Payments is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.33
Price
$1.66
GF Value