Usio (USIO) Cyclically Adjusted PS Ratio: (As of Aug. 13, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

USIO Usio Inc USIO
49 GF Score
Price $2.59
GF Value $1.63
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Usio Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Usio  (NAS:USIO) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Usio Cyclically Adjusted PS Ratio Related Terms


Usio Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Usio's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Usio Cyclically Adjusted PS Ratio Chart

Usio Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.41 0.76 0.69 0.55 0.47

Usio Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 0.49 0.47 0.38 0.00

USIO vs WHEN, LIDR, VHC: Cyclically Adjusted PS Ratio Comparison

For the Software - Infrastructure subindustry, Usio's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Usio Cyclically Adjusted PS Ratio vs Software Industry

For the Software industry and Technology sector, Usio's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Usio's Cyclically Adjusted PS Ratio falls into.


USIO
49GF Score
Usio Inc USIO
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Usio Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Usio's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Usio's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.851/333.9520*333.9520
=0.851

Current CPI (Jun. 2026) = 333.9520.

Usio Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.392 241.428 0.542
201612 0.358 241.432 0.495
201703 0.331 243.801 0.453
201706 0.301 244.955 0.410
201709 0.401 246.819 0.543
201712 0.558 246.524 0.756
201803 0.486 249.554 0.650
201806 0.520 251.989 0.689
201809 0.533 252.439 0.705
201812 0.526 251.233 0.699
201903 0.522 254.202 0.686
201906 0.549 256.143 0.716
201909 0.543 256.759 0.706
201912 0.562 256.974 0.730
202003 0.592 258.115 0.766
202006 0.528 257.797 0.684
202009 0.526 260.280 0.675
202012 0.471 260.474 0.604
202103 0.675 264.877 0.851
202106 0.610 271.696 0.750
202109 0.634 274.310 0.772
202112 0.865 278.802 1.036
202203 0.893 287.504 1.037
202206 0.798 296.311 0.899
202209 0.805 296.808 0.906
202212 0.910 296.797 1.024
202303 0.781 301.836 0.864
202306 0.812 305.109 0.889
202309 0.795 307.789 0.863
202312 0.751 306.746 0.818
202403 0.795 312.332 0.850
202406 0.757 314.175 0.805
202409 0.780 315.301 0.826
202412 0.757 315.605 0.801
202503 0.827 319.799 0.864
202506 0.754 322.561 0.781
202509 0.788 324.800 0.810
202512 0.807 324.054 0.832
202603 0.918 330.213 0.928
202606 0.851 333.952 0.851

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Usio (USIO) Overvalued in 2026?

Based on GuruFocus' analysis, Usio stock appears to be overvalued. The current stock price of $2.59 is trading 58.9% above its estimated GF Value™ of $1.63. GuruFocus considers Usio to be Significantly Overvalued.

Key valuation signals for USIO:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $1.63 vs. price of $2.59 (58.9% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the USIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Usio Business Description

Address 3611 Paesanos Parkway, Suite 300, San Antonio, TX, USA, 78231
Usio Inc is a cloud-based Fintech payment processor. The company serves multiple industry verticals with technology that facilitates payment acceptance and funds disbursement in a single, full-stack ecosystem. It provides payment acceptance through multiple payment methods, including payment facilitation, prepaid card, and electronic billing products and services to businesses, merchants, and consumers. The company's reportable operating segments are Output Solutions and Merchant Services, and these segments.
49GF Score

Get the complete analysis for USIO

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.59
Price
$1.63
GF Value