UsioUSIO +2.77%58 OCF Yield % is 1.78 as of Jun. 27, 2026, which is 52% below its 10-year median of 3.70. GuruFocus rates USIO with a GF Score™ of 58/100 and a GF Value™ of $1.61 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,868 Software companies, Usio ranks worse than 56.07% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
The historical rank and industry rank for Usio's OCF Yield % or its related term are showing as below:
USIO'
s OCF Yield % Range Over the Past 10 Years
Min: -98.99 Med: 3.7 Max: 111.73
Current: 1.78
During the past 13 years, the highest OCF Yield % of Usio was 111.73%. The lowest was -98.99%. And the median was 3.70%.
USIO's OCF Yield % is ranked worse than 56.07% of 2868
companies
in the Software industry
Industry Median: 3.165
vs USIO: 1.78
Usio's OCF Margin % for the quarter that ended in Mar. 2026 was %.
Usio OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Usio OCF Yield % Related Terms
Usio OCF Yield % Historical Data
* Premium members only.
The historical data trend for Usio's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Usio's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Usio OCF Yield % vs Software Industry
For the Software industry and Technology sector, Usio's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Usio's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Usio (USIO) has a OCF Yield % of 1.78 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Usio and its competitors. This is 52% below median its historical median of 3.70. According to the industry distribution chart, Usio ranks #1608 out of 2868 companies in the Software industry, placing it in the top 56.1%.
Is Usio's OCF Yield % too high?
Usio's current OCF Yield % of 1.78 is 52% below median its 10-year median of 3.70. The Software industry median OCF Yield % is 3.17. Usio's value of 1.78 is 43.8% below this industry median. Based on the distribution chart, Usio ranks #1608 out of 2868 companies in the Software industry, which is below the industry midpoint. Overall, Usio has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Usio's OCF Yield % compare to EXYN and AVX?
According to the Software industry distribution chart, Usio ranks #1608 out of 2868 companies for OCF Yield %. This places Usio in the lower half of its industry. The industry median OCF Yield % is 3.17. Usio's value of 1.78 is 43.8% below this benchmark. While the company's 10-year median is 3.70 vs. the industry median of 3.17, Usio has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Software company?
The median OCF Yield % among Software companies is 3.17, based on 2,868 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Usio's current OCF Yield % of 1.78 is 43.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Usio and its competitors. For the Software industry, the median OCF Yield % is 3.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Usio's current OCF Yield % is 1.78, which is 52% below median its own 10-year median of 3.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Usio stock overvalued right now?
Based on GuruFocus' analysis, Usio (USIO) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.61, compared to a current price of $2.21 — trading 37.3% above its estimated fair value. The current OCF Yield % is 1.78, which is 52% below median its 10-year median of 3.70 and 43.8% below the Software industry median of 3.17. Usio's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Usio (USIO), the current OCF Yield % is 1.78 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Usio (USIO) Overvalued in 2026?
Based on GuruFocus' analysis, Usio stock appears to be overvalued.
The current stock price of $2.21 is trading 37.3% above its estimated GF Value™ of $1.61.
GuruFocus considers Usio to be Significantly Overvalued.
Key valuation signals for USIO:
OCF Yield %: 1.78 (52% below median its 10-year median of 3.70)
GF Value™: $1.61 vs. price of $2.21 (37.3% above fair value)
Industry Position: 43.8% below the Software median (#1608 of 2868)
No single metric tells the full story. See the USIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Usio Inc is a cloud-based Fintech payment processor. The company serves multiple industry verticals with technology that facilitates payment acceptance and funds disbursement in a single, full-stack ecosystem. It provides payment acceptance through multiple payment methods, including payment facilitation, prepaid card, and electronic billing products and services to businesses, merchants, and consumers. The company's reportable operating segments are Output Solutions and Merchant Services, and these segments.
58GF Score
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