Usio (USIO) Cyclically Adjusted FCF per Share: $0.07 (As of Mar. 2026)


USIO Usio Inc USIO
58 GF Score
Price $2.50
GF Value $1.61
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Usio Cyclically Adjusted FCF per Share?

Usio USIO +11.21% 58 Cyclically Adjusted FCF per Share is $0.07 as of Mar. 2026. GuruFocus rates USIO with a GF Score™ of 58/100 and a GF Value™ of $1.61 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Usio's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.012. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.07 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Usio's average Cyclically Adjusted FCF Growth Rate was -12.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -48.70% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -36.60% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was -13.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Usio was 64.40% per year. The lowest was -48.70% per year. And the median was 6.40% per year.

As of today (2026-06-30), Usio's current stock price is $2.50. Usio's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $0.07. Usio's Cyclically Adjusted Price-to-FCF of today is 35.71.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Usio was 33.40. The lowest was 2.40. And the median was 4.80.


Usio  (NAS:USIO) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Usio's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=2.50/0.07
=35.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Usio was 33.40. The lowest was 2.40. And the median was 4.80.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Usio Cyclically Adjusted FCF per Share Related Terms


Usio Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Usio's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Usio Cyclically Adjusted FCF per Share Chart

Usio Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.58 0.52 0.21 0.08 0.07

Usio Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.08 0.08 0.07 0.07

USIO vs LIDR, RMXI, VHC: Cyclically Adjusted FCF per Share Comparison

For the Software - Infrastructure subindustry, Usio's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Usio Cyclically Adjusted Price-to-FCF vs Software Industry

For the Software industry and Technology sector, Usio's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Usio's Cyclically Adjusted Price-to-FCF falls into.


USIO
58GF Score
Usio Inc USIO
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Usio Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Usio's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.012/330.2130*330.2130
=0.012

Current CPI (Mar. 2026) = 330.2130.

Usio Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.020 241.018 0.027
201609 -0.011 241.428 -0.015
201612 0.032 241.432 0.044
201703 -0.124 243.801 -0.168
201706 -0.010 244.955 -0.013
201709 -0.008 246.819 -0.011
201712 -0.010 246.524 -0.013
201803 -0.022 249.554 -0.029
201806 -0.087 251.989 -0.114
201809 -0.097 252.439 -0.127
201812 -0.079 251.233 -0.104
201903 -0.107 254.202 -0.139
201906 -0.106 256.143 -0.137
201909 -0.060 256.759 -0.077
201912 -0.066 256.974 -0.085
202003 -0.138 258.115 -0.177
202006 1.359 257.797 1.741
202009 -0.783 260.280 -0.993
202012 0.074 260.474 0.094
202103 0.512 264.877 0.638
202106 -0.328 271.696 -0.399
202109 0.226 274.310 0.272
202112 1.035 278.802 1.226
202203 -0.360 287.504 -0.413
202206 -0.750 296.311 -0.836
202209 -0.047 296.808 -0.052
202212 0.274 296.797 0.305
202303 -0.015 301.836 -0.016
202306 1.053 305.109 1.140
202309 0.513 307.789 0.550
202312 -1.427 306.746 -1.536
202403 -0.003 312.332 -0.003
202406 0.003 314.175 0.003
202409 0.044 315.301 0.046
202412 0.026 315.605 0.027
202503 0.040 319.799 0.041
202506 -0.026 322.561 -0.027
202509 -0.003 324.800 -0.003
202512 -0.011 324.054 -0.011
202603 0.012 330.213 0.012

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.07 mean?
Usio (USIO) has a Cyclically Adjusted FCF per Share of $0.07 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Usio and its competitors.
Is Usio's Cyclically Adjusted FCF per Share too high?
Usio's current Cyclically Adjusted FCF per Share is $0.07. Overall, Usio has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Usio's Cyclically Adjusted FCF per Share compare to LIDR and RMXI?
Usio's Cyclically Adjusted FCF per Share of $0.07 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Software company?
A good Cyclically Adjusted FCF per Share depends on the Software industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Usio and its competitors. Usio's current Cyclically Adjusted FCF per Share is $0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Usio stock overvalued right now?
Based on GuruFocus' analysis, Usio (USIO) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.61, compared to a current price of $2.50 — trading 55.3% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.07. Usio's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Usio (USIO), the current Cyclically Adjusted FCF per Share is $0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Usio (USIO) Overvalued in 2026?

Based on GuruFocus' analysis, Usio stock appears to be overvalued. The current stock price of $2.50 is trading 55.3% above its estimated GF Value™ of $1.61. GuruFocus considers Usio to be Significantly Overvalued.

Key valuation signals for USIO:

  • Cyclically Adjusted FCF per Share: $0.07
  • GF Value™: $1.61 vs. price of $2.50 (55.3% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the USIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Usio Business Description

Address 3611 Paesanos Parkway, Suite 300, San Antonio, TX, USA, 78231
Usio Inc is a cloud-based Fintech payment processor. The company serves multiple industry verticals with technology that facilitates payment acceptance and funds disbursement in a single, full-stack ecosystem. It provides payment acceptance through multiple payment methods, including payment facilitation, prepaid card, and electronic billing products and services to businesses, merchants, and consumers. The company's reportable operating segments are Output Solutions and Merchant Services, and these segments.
58GF Score

Get the complete analysis for USIO

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.50
Price
$1.61
GF Value