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Alignment Healthcare has a Cash Ratio of 0.00. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Alignment Healthcare's Cash Ratio or its related term are showing as below:
ALHC'
s Cash Ratio Range Over the Past 10 Years
Min: 0.66 Med: 1.28 Max: 3.11
Current: 1.03
During the past 7 years, Alignment Healthcare's highest Cash Ratio was 3.11. The lowest was 0.66. And the median was 1.28.
ALHC's Cash Ratio is ranked better than 66.67% of 15
companies
in the Healthcare Plans industry
Industry Median: 0.75
vs ALHC: 1.03
Alignment Healthcare (NAS:ALHC) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Alignment Healthcare Cash Ratio Related Terms
Alignment Healthcare Cash Ratio Historical Data
* Premium members only.
The historical data trend for Alignment Healthcare's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Healthcare Plans subindustry, Alignment Healthcare's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alignment Healthcare Cash Ratio vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Alignment Healthcare's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Alignment Healthcare's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alignment Healthcare (ALHC) has a Cash Ratio of 0.00 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Alignment Healthcare and its competitors. Over the past decade, Alignment Healthcare's Cash Ratio has ranged from 0.66 to 3.11. According to the industry distribution chart, Alignment Healthcare ranks #5 out of 15 companies in the Healthcare Plans industry, placing it in the top 33.3%.
Is Alignment Healthcare's Cash Ratio too high?
Alignment Healthcare's current Cash Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 3.11. Based on the distribution chart, Alignment Healthcare ranks #5 out of 15 companies in the Healthcare Plans industry, which is above the industry midpoint. Overall, Alignment Healthcare has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alignment Healthcare's Cash Ratio compare to CLOV and PGNY?
According to the Healthcare Plans industry distribution chart, Alignment Healthcare ranks #5 out of 15 companies for Cash Ratio. This puts Alignment Healthcare in the upper half of its industry. The industry median Cash Ratio is 0.75. Historically, Alignment Healthcare's own Cash Ratio has ranged from 0.66 to 3.11 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Healthcare Plans company?
The median Cash Ratio among Healthcare Plans companies is 0.75, based on 15 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Alignment Healthcare and its competitors. For the Healthcare Plans industry, the median Cash Ratio is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alignment Healthcare's current Cash Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alignment Healthcare stock overvalued right now?
Based on GuruFocus' analysis, Alignment Healthcare (ALHC) is currently considered Significantly Undervalued. The stock's GF Value™ is $20.91, compared to a current price of $8.71 — trading 58.3% below its estimated fair value. The current Cash Ratio is 0.00. Alignment Healthcare's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Alignment Healthcare (ALHC), the current Cash Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alignment Healthcare (ALHC) Overvalued in 2026?
Based on GuruFocus' analysis, Alignment Healthcare stock appears to be undervalued.
The current stock price of $8.71 is trading 58.3% below its estimated GF Value™ of $20.91.
GuruFocus considers Alignment Healthcare to be Significantly Undervalued.
Key valuation signals for ALHC:
Cash Ratio: 0.00
GF Value™: $20.91 vs. price of $8.71 (58.3% below fair value)
No single metric tells the full story. See the ALHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alignment Healthcare Inc is a next-generation, consumer-centric platform that is revolutionizing the healthcare experience for seniors through Medicare Advantage plans. These plans are marketed and sold direct-to-consumer, allowing seniors to select the manner in which customers receive healthcare coverage and services on an annual basis. The company combines a technology platform and clinical model for more effective health outcomes.
64GF Score
Get the complete analysis for ALHC
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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