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Alignment HealthcareALHC -0.04%72 Intrinsic Value: Projected FCF is $0.50 as of Sep. 04, 2026. GuruFocus rates ALHC with a GF Score™ of 72/100 and a GF Value™ of $20.75 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 15 Healthcare Plans companies, Alignment Healthcare ranks worse than 100% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Alignment Healthcare's Intrinsic Value: Projected FCF or its related term are showing as below:
ALHC'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 26.37 Med: 52.23 Max: 56.84
Current: 27.08
During the past 7 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Alignment Healthcare was 56.84. The lowest was 26.37. And the median was 52.23.
ALHC's Price-to-Projected-FCF is ranked worse than 100% of 15
companies
in the Healthcare Plans industry
Industry Median: 0.73
vs ALHC: 27.08
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Alignment Healthcare's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
13.54
/
0.49533364070862
=
27.34
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alignment Healthcare Intrinsic Value: Projected FCF Related Terms
Alignment Healthcare Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Alignment Healthcare's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ALHC vs CLOV, PGNY, PFHO: Intrinsic Value: Projected FCF Comparison
For the Healthcare Plans subindustry, Alignment Healthcare's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alignment Healthcare Price-to-Projected-FCF vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Alignment Healthcare's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Alignment Healthcare's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $0.50 mean?
Alignment Healthcare (ALHC) has a Intrinsic Value: Projected FCF of $0.50 as of Sep. 04, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Alignment Healthcare and its competitors. According to the industry distribution chart, Alignment Healthcare ranks #15 out of 15 companies in the Healthcare Plans industry.
Is Alignment Healthcare's Intrinsic Value: Projected FCF too high?
Alignment Healthcare's current Intrinsic Value: Projected FCF is $0.50. The Healthcare Plans industry median Intrinsic Value: Projected FCF is 0.73. Alignment Healthcare's value of $0.50 is 31.5% below this industry median. Based on the distribution chart, Alignment Healthcare ranks #15 out of 15 companies in the Healthcare Plans industry, which is in the bottom quartile relative to peers. Overall, Alignment Healthcare has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alignment Healthcare's Intrinsic Value: Projected FCF compare to CLOV and PGNY?
According to the Healthcare Plans industry distribution chart, Alignment Healthcare ranks #15 out of 15 companies for Intrinsic Value: Projected FCF. This places Alignment Healthcare in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.73. Alignment Healthcare's value of $0.50 is 31.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Healthcare Plans company?
The median Intrinsic Value: Projected FCF among Healthcare Plans companies is 0.73, based on 15 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alignment Healthcare's current Intrinsic Value: Projected FCF of $0.50 is 31.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Alignment Healthcare and its competitors. For the Healthcare Plans industry, the median Intrinsic Value: Projected FCF is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alignment Healthcare's current Intrinsic Value: Projected FCF is $0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alignment Healthcare stock overvalued right now?
Based on GuruFocus' analysis, Alignment Healthcare (ALHC) is currently considered Significantly Undervalued. The stock's GF Value™ is $20.75, compared to a current price of $13.54 — trading 34.7% below its estimated fair value. The current Intrinsic Value: Projected FCF is $0.50 and 31.5% below the Healthcare Plans industry median of 0.73. Alignment Healthcare's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Alignment Healthcare (ALHC), the current Intrinsic Value: Projected FCF is $0.50 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alignment Healthcare (ALHC) Overvalued in 2026?
Based on GuruFocus' analysis, Alignment Healthcare stock appears to be undervalued.
The current stock price of $13.54 is trading 34.7% below its estimated GF Value™ of $20.75.
GuruFocus considers Alignment Healthcare to be Significantly Undervalued.
Key valuation signals for ALHC:
Intrinsic Value: Projected FCF: $0.50
GF Value™: $20.75 vs. price of $13.54 (34.7% below fair value)
Industry Position: 31.5% below the Healthcare Plans median (#15 of 15)
No single metric tells the full story. See the ALHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alignment Healthcare Inc is a next-generation, consumer-centric platform that is revolutionizing the healthcare experience for seniors through Medicare Advantage plans. These plans are marketed and sold direct-to-consumer, allowing seniors to select the manner in which customers receive healthcare coverage and services on an annual basis. The company combines a technology platform and clinical model for more effective health outcomes.
72GF Score
Get the complete analysis for ALHC
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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