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Alignment HealthcareALHC -20.20%79 Equity-to-Asset is 0.21 as of Jun. 2026, which is 9% below its 10-year median of 0.23. GuruFocus rates ALHC with a GF Score™ of 79/100 and a GF Value™ of $20.36 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 18 Healthcare Plans companies, Alignment Healthcare ranks worse than 94.44% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Alignment Healthcare's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $265 Mil. Alignment Healthcare's Total Assets for the quarter that ended in Jun. 2026 was $1,279 Mil.
Therefore, Alignment Healthcare's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.21.
The historical rank and industry rank for Alignment Healthcare's Equity-to-Asset or its related term are showing as below:
ALHC'
s Equity-to-Asset Range Over the Past 10 Years
Min: -0.41 Med: 0.23 Max: 0.52
Current: 0.21
During the past 7 years, the highest Equity to Asset Ratio of Alignment Healthcare was 0.52. The lowest was -0.41. And the median was 0.23.
ALHC's Equity-to-Asset is ranked worse than 94.44% of 18
companies
in the Healthcare Plans industry
Industry Median: 0.35
vs ALHC: 0.21
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Alignment Healthcare Equity-to-Asset Related Terms
Alignment Healthcare Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Alignment Healthcare's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ALHC vs PGNY, CLOV, PFHO: Equity-to-Asset Comparison
For the Healthcare Plans subindustry, Alignment Healthcare's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alignment Healthcare Equity-to-Asset vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Alignment Healthcare's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Alignment Healthcare's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Alignment Healthcare's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alignment Healthcare (ALHC) has a Equity-to-Asset of 0.21 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Alignment Healthcare and its competitors. This is near median its historical median of 0.23. According to the industry distribution chart, Alignment Healthcare ranks #17 out of 18 companies in the Healthcare Plans industry, placing it in the top 94.4%.
Is Alignment Healthcare's Equity-to-Asset too high?
Alignment Healthcare's current Equity-to-Asset of 0.21 is near median its 10-year median of 0.23. The Healthcare Plans industry median Equity-to-Asset is 0.35. Alignment Healthcare's value of 0.21 is 40% below this industry median. Based on the distribution chart, Alignment Healthcare ranks #17 out of 18 companies in the Healthcare Plans industry, which is in the bottom quartile relative to peers. Overall, Alignment Healthcare has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alignment Healthcare's Equity-to-Asset compare to PGNY and CLOV?
According to the Healthcare Plans industry distribution chart, Alignment Healthcare ranks #17 out of 18 companies for Equity-to-Asset. This places Alignment Healthcare in the lower half of its industry. The industry median Equity-to-Asset is 0.35. Alignment Healthcare's value of 0.21 is 40% below this benchmark. While the company's 10-year median is 0.23 vs. the industry median of 0.35, Alignment Healthcare has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Healthcare Plans company?
The median Equity-to-Asset among Healthcare Plans companies is 0.35, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alignment Healthcare's current Equity-to-Asset of 0.21 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Alignment Healthcare and its competitors. For the Healthcare Plans industry, the median Equity-to-Asset is 0.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alignment Healthcare's current Equity-to-Asset is 0.21, which is near median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alignment Healthcare stock overvalued right now?
Based on GuruFocus' analysis, Alignment Healthcare (ALHC) is currently considered Modestly Undervalued. The stock's GF Value™ is $20.36, compared to a current price of $14.84 — trading 27.1% below its estimated fair value. The current Equity-to-Asset is 0.21, which is near median its 10-year median of 0.23 and 40% below the Healthcare Plans industry median of 0.35. Alignment Healthcare's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Alignment Healthcare (ALHC), the current Equity-to-Asset is 0.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alignment Healthcare (ALHC) Overvalued in 2026?
Based on GuruFocus' analysis, Alignment Healthcare stock appears to be undervalued.
The current stock price of $14.84 is trading 27.1% below its estimated GF Value™ of $20.36.
GuruFocus considers Alignment Healthcare to be Modestly Undervalued.
Key valuation signals for ALHC:
Equity-to-Asset: 0.21 (near median its 10-year median of 0.23)
GF Value™: $20.36 vs. price of $14.84 (27.1% below fair value)
Industry Position: 40% below the Healthcare Plans median (#17 of 18)
No single metric tells the full story. See the ALHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alignment Healthcare Inc is a next-generation, consumer-centric platform that is revolutionizing the healthcare experience for seniors through Medicare Advantage plans. These plans are marketed and sold direct-to-consumer, allowing seniors to select the manner in which customers receive healthcare coverage and services on an annual basis. The company combines a technology platform and clinical model for more effective health outcomes.
79GF Score
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