Ratchthani Leasing PCL has a Cash Ratio of 0.05. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Ratchthani Leasing PCL's Cash Ratio or its related term are showing as below:
BKK:THANI-R'
s Cash Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.05 Max: 0.22
Current: 0.05
During the past 13 years, Ratchthani Leasing PCL's highest Cash Ratio was 0.22. The lowest was 0.01. And the median was 0.05.
BKK:THANI-R's Cash Ratio is ranked worse than 90.13% of 385
companies
in the Credit Services industry
Industry Median: 0.66
vs BKK:THANI-R: 0.05
Ratchthani Leasing PCL (BKK:THANI-R) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Ratchthani Leasing PCL's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ratchthani Leasing PCL Cash Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ratchthani Leasing PCL's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Ratchthani Leasing PCL's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ratchthani Leasing PCL (BKK:THANI-R) has a Cash Ratio of 0.05 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Ratchthani Leasing PCL and its competitors. This is near median its historical median of 0.05. Over the past decade, Ratchthani Leasing PCL's Cash Ratio has ranged from 0.01 to 0.22. According to the industry distribution chart, Ratchthani Leasing PCL ranks #347 out of 385 companies in the Credit Services industry, placing it in the top 90.1%.
Is Ratchthani Leasing PCL's Cash Ratio too high?
Ratchthani Leasing PCL's current Cash Ratio of 0.05 is near median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.22. The Credit Services industry median Cash Ratio is 0.66. Ratchthani Leasing PCL's value of 0.05 is 92.4% below this industry median. Based on the distribution chart, Ratchthani Leasing PCL ranks #347 out of 385 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Ratchthani Leasing PCL has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Ratchthani Leasing PCL's Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Ratchthani Leasing PCL ranks #347 out of 385 companies for Cash Ratio. This places Ratchthani Leasing PCL in the lower half of its industry. The industry median Cash Ratio is 0.66. Ratchthani Leasing PCL's value of 0.05 is 92.4% below this benchmark. Historically, Ratchthani Leasing PCL's own Cash Ratio has ranged from 0.01 to 0.22 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.66, Ratchthani Leasing PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.66, based on 385 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ratchthani Leasing PCL's current Cash Ratio of 0.05 is 92.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Ratchthani Leasing PCL and its competitors. For the Credit Services industry, the median Cash Ratio is 0.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ratchthani Leasing PCL's current Cash Ratio is 0.05, which is near median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ratchthani Leasing PCL stock overvalued right now?
Ratchthani Leasing PCL (BKK:THANI-R) has a current Cash Ratio of 0.05. The stock's GF Value™ is ฿2.75, compared to a current price of ฿2.94 — trading 6.9% above its estimated fair value. The current Cash Ratio is 0.05, which is near median its 10-year median of 0.05 and 92.4% below the Credit Services industry median of 0.66. Ratchthani Leasing PCL's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Ratchthani Leasing PCL (BKK:THANI-R), the current Cash Ratio is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ratchthani Leasing PCL (BKK:THANI-R) Overvalued in 2026?
Based on GuruFocus' analysis, Ratchthani Leasing PCL stock appears to be overvalued.
The current stock price of ฿2.94 is trading 6.9% above its estimated GF Value™ of ฿2.75.
Key valuation signals for BKK:THANI-R:
Cash Ratio: 0.05 (near median its 10-year median of 0.05)
GF Value™: ฿2.75 vs. price of ฿2.94 (6.9% above fair value)
Industry Position: 92.4% below the Credit Services median (#347 of 385)
No single metric tells the full story. See the BKK:THANI-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ratchthani Leasing PCL is engaged in providing financial services specifically hire-purchase and leasing. It conducts business by providing hire-purchase credit services and financial leasing services for commercial cars, vehicles, and other assets, including one-stop relevant services. The company's business consists of primary activities, including inbound logistics management, operations, outbound logistics, marketing and sales, and customer services.
60GF Score
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