Ratchthani Leasing PCL (BKK:THANI-R) Debt-to-Revenue : 8.21 (As of Mar. 2026)

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BKK:THANI-R Ratchthani Leasing PCL BKK:THANI-R
55 GF Score
Price ฿2.94
GF Value ฿2.18
! 9 Warning Signs
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What is Ratchthani Leasing PCL Debt-to-Revenue?

Ratchthani Leasing PCL BKK:THANI-R 55 Debt-to-Revenue is 8.21 as of Mar. 2026. GuruFocus rates BKK:THANI-R with a GF Score™ of 55/100 and a GF Value™ of ฿2.18. The stock has 9 warning signs investors should review.

Debt-to-Revenue measures a company's ability to pay off its debt.

Ratchthani Leasing PCL's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ฿15,483 Mil. Ratchthani Leasing PCL's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ฿8,989 Mil. Ratchthani Leasing PCL's annualized Revenue for the quarter that ended in Mar. 2026 was ฿2,982 Mil. Ratchthani Leasing PCL's annualized Debt-to-Revenue for the quarter that ended in Mar. 2026 was 8.21.


Ratchthani Leasing PCL Debt-to-Revenue Historical Data

* Premium members only.

The historical data trend for Ratchthani Leasing PCL's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ratchthani Leasing PCL Debt-to-Revenue Chart

Ratchthani Leasing PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.62 10.21 10.17 9.88 8.14

Ratchthani Leasing PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.79 9.18 8.86 8.60 8.21

BKK:THANI-R vs V, MA, AXP: Debt-to-Revenue Comparison

For the Credit Services subindustry, Ratchthani Leasing PCL's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ratchthani Leasing PCL Debt-to-Revenue vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Ratchthani Leasing PCL's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where Ratchthani Leasing PCL's Debt-to-Revenue falls into.


BKK:THANI-R
55GF Score
Ratchthani Leasing PCL BKK:THANI-R
Debt-to-Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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Ratchthani Leasing PCL Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

Ratchthani Leasing PCL's Debt-to-Revenue for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(14590.375 + 11596.357) / 3218.415
=8.14

Ratchthani Leasing PCL's annualized Debt-to-Revenue for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(15482.902 + 8989.32) / 2981.856
=8.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Mar. 2026) Revenue data.

Frequently Asked Questions Learn more about Debt-to-Revenue →
What does a Debt-to-Revenue of 8.21 mean?
Ratchthani Leasing PCL (BKK:THANI-R) has a Debt-to-Revenue of 8.21 as of Mar. 2026.
Is Ratchthani Leasing PCL's Debt-to-Revenue too high?
Ratchthani Leasing PCL's current Debt-to-Revenue is 8.21. Overall, Ratchthani Leasing PCL has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Ratchthani Leasing PCL's Debt-to-Revenue compare to V and MA?
Ratchthani Leasing PCL's Debt-to-Revenue of 8.21 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Revenue for a Credit Services company?
A good Debt-to-Revenue depends on the Credit Services industry context. However, Debt-to-Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Revenue mean?
A high Debt-to-Revenue can signal that a stock is expensive relative to its fundamentals. Ratchthani Leasing PCL's current Debt-to-Revenue is 8.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ratchthani Leasing PCL stock overvalued right now?
Ratchthani Leasing PCL (BKK:THANI-R) has a current Debt-to-Revenue of 8.21. The stock's GF Value™ is ฿2.18, compared to a current price of ฿2.94 — trading 34.8% above its estimated fair value. The current Debt-to-Revenue is 8.21. Ratchthani Leasing PCL's overall GF Score™ is 55/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Revenue calculated?
Debt-to-Revenue is calculated from a company's financial statements. For Ratchthani Leasing PCL (BKK:THANI-R), the current Debt-to-Revenue is 8.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ratchthani Leasing PCL (BKK:THANI-R) Overvalued in 2026?

Based on GuruFocus' analysis, Ratchthani Leasing PCL stock appears to be overvalued. The current stock price of ฿2.94 is trading 34.8% above its estimated GF Value™ of ฿2.18.

Key valuation signals for BKK:THANI-R:

  • Debt-to-Revenue: 8.21
  • GF Value™: ฿2.18 vs. price of ฿2.94 (34.8% above fair value)
  • GF Score™: 55/100 with 9 warning signs

No single metric tells the full story. See the BKK:THANI-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ratchthani Leasing PCL Business Description

Other Exchanges THANI:Thailand
Address 77/35-36, Krung Thon Buri, 11th UP Floor, Sinsathorn Tower, Klongtonsai, Klongsarn, Bangkok, THA, 10600
Ratchthani Leasing PCL is engaged in providing financial services specifically hire-purchase and leasing. It conducts business by providing hire-purchase credit services and financial leasing services for commercial cars, vehicles, and other assets, including one-stop relevant services. The company's business consists of primary activities, including inbound logistics management, operations, outbound logistics, marketing and sales, and customer services.
55GF Score

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Debt-to-Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿2.94
Price
฿2.18
GF Value