Ratchthani Leasing PCLBKK:THANI-R 60 Gross Margin % is 73.48% as of Mar. 2026, which is 2% above its 10-year median of 71.86. GuruFocus rates BKK:THANI-R with a GF Score™ of 60/100 and a GF Value™ of ฿2.83. The stock has 6 warning signs investors should review. Among 388 Credit Services companies, Ratchthani Leasing PCL ranks better than 72.42% on this metric.
BKK:THANI-R's Gross Margin % is ranked better than 72.42% of 388
companies
in the Credit Services industry
Industry Median: 51.845
vs BKK:THANI-R: 70.57
Ratchthani Leasing PCL had a gross margin of 73.48% for the quarter that ended in Mar. 2026 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Ratchthani Leasing PCL was -1.80% per year.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Ratchthani Leasing PCL had a gross margin of 73.48% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Ratchthani Leasing PCL Gross Margin % Related Terms
Ratchthani Leasing PCL Gross Margin % Historical Data
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The historical data trend for Ratchthani Leasing PCL's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:THANI-R vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Ratchthani Leasing PCL's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ratchthani Leasing PCL Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ratchthani Leasing PCL's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Ratchthani Leasing PCL's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Ratchthani Leasing PCL (BKK:THANI-R) has a Gross Margin % of 73.48% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Ratchthani Leasing PCL and its competitors. This is near median its historical median of 71.86. Over the past decade, Ratchthani Leasing PCL's Gross Margin % has ranged from 65.66 to 76.71. According to the industry distribution chart, Ratchthani Leasing PCL ranks #107 out of 388 companies in the Credit Services industry, placing it in the top 27.6%.
Is Ratchthani Leasing PCL's Gross Margin % too high?
Ratchthani Leasing PCL's current Gross Margin % of 73.48% is near median its 10-year median of 71.86. Over the past 10 years, this metric has ranged from a low of 65.66 to a high of 76.71. The Credit Services industry median Gross Margin % is 51.85. Ratchthani Leasing PCL's value of 73.48% is 41.7% above this industry median. Based on the distribution chart, Ratchthani Leasing PCL ranks #107 out of 388 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ratchthani Leasing PCL has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Ratchthani Leasing PCL's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Ratchthani Leasing PCL ranks #107 out of 388 companies for Gross Margin %. This puts Ratchthani Leasing PCL in the upper half of its industry. The industry median Gross Margin % is 51.85. Ratchthani Leasing PCL's value of 73.48% is 41.7% above this benchmark. Historically, Ratchthani Leasing PCL's own Gross Margin % has ranged from 65.66 to 76.71 over the past decade. While the company's 10-year median is 71.86 vs. the industry median of 51.85, Ratchthani Leasing PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.85, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ratchthani Leasing PCL's current Gross Margin % of 73.48% is 41.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Ratchthani Leasing PCL and its competitors. For the Credit Services industry, the median Gross Margin % is 51.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ratchthani Leasing PCL's current Gross Margin % is 73.48%, which is near median its own 10-year median of 71.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ratchthani Leasing PCL stock overvalued right now?
Ratchthani Leasing PCL (BKK:THANI-R) has a current Gross Margin % of 73.48%. The stock's GF Value™ is ฿2.83, compared to a current price of ฿2.94 — trading 3.9% above its estimated fair value. The current Gross Margin % is 73.48%, which is near median its 10-year median of 71.86 and 41.7% above the Credit Services industry median of 51.85. Ratchthani Leasing PCL's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Ratchthani Leasing PCL (BKK:THANI-R), the current Gross Margin % is 73.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ratchthani Leasing PCL (BKK:THANI-R) Overvalued in 2026?
Based on GuruFocus' analysis, Ratchthani Leasing PCL stock appears to be overvalued.
The current stock price of ฿2.94 is trading 3.9% above its estimated GF Value™ of ฿2.83.
Key valuation signals for BKK:THANI-R:
Gross Margin %: 73.48% (near median its 10-year median of 71.86)
GF Value™: ฿2.83 vs. price of ฿2.94 (3.9% above fair value)
Industry Position: 41.7% above the Credit Services median (#107 of 388)
No single metric tells the full story. See the BKK:THANI-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ratchthani Leasing PCL is engaged in providing financial services specifically hire-purchase and leasing. It conducts business by providing hire-purchase credit services and financial leasing services for commercial cars, vehicles, and other assets, including one-stop relevant services. The company's business consists of primary activities, including inbound logistics management, operations, outbound logistics, marketing and sales, and customer services.
60GF Score
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