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Income Opportunity Realty Investors has a Cash Ratio of 7.25. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
Income Opportunity Realty Investors (AMEX:IOR) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Income Opportunity Realty Investors Cash Ratio Related Terms
Income Opportunity Realty Investors Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Income Opportunity Realty Investors Cash Ratio Chart
For the Mortgage Finance subindustry, Income Opportunity Realty Investors's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Income Opportunity Realty Investors Cash Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Income Opportunity Realty Investors's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Income Opportunity Realty Investors's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Income Opportunity Realty Investors (IOR) has a Cash Ratio of 7.25 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Income Opportunity Realty Investors and its competitors. This is 625% above median its historical median of 1.00. Over the past decade, Income Opportunity Realty Investors' Cash Ratio has ranged from 0.04 to 58.00. According to the industry distribution chart, Income Opportunity Realty Investors ranks #10 out of 44 companies in the Banks industry, placing it in the top 22.7%.
Is Income Opportunity Realty Investors' Cash Ratio too high?
Income Opportunity Realty Investors' current Cash Ratio of 7.25 is 625% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 58.00. The Banks industry median Cash Ratio is 0.67. Income Opportunity Realty Investors' value of 7.25 is 982.1% above this industry median. Based on the distribution chart, Income Opportunity Realty Investors ranks #10 out of 44 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Income Opportunity Realty Investors has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Income Opportunity Realty Investors' Cash Ratio compare to GHI and CNF?
According to the Banks industry distribution chart, Income Opportunity Realty Investors ranks #10 out of 44 companies for Cash Ratio. This places Income Opportunity Realty Investors in the top 23% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.67. Income Opportunity Realty Investors' value of 7.25 is 982.1% above this benchmark. Historically, Income Opportunity Realty Investors' own Cash Ratio has ranged from 0.04 to 58.00 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 0.67, Income Opportunity Realty Investors has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Banks company?
The median Cash Ratio among Banks companies is 0.67, based on 44 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Income Opportunity Realty Investors's current Cash Ratio of 7.25 is 982.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Income Opportunity Realty Investors and its competitors. For the Banks industry, the median Cash Ratio is 0.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Income Opportunity Realty Investors's current Cash Ratio is 7.25, which is 625% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Income Opportunity Realty Investors stock overvalued right now?
Based on GuruFocus' analysis, Income Opportunity Realty Investors (IOR) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.65, compared to a current price of $19.70 — trading 44.3% above its estimated fair value. The current Cash Ratio is 7.25, which is 625% above median its 10-year median of 1.00 and 982.1% above the Banks industry median of 0.67. Income Opportunity Realty Investors' overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Income Opportunity Realty Investors (IOR), the current Cash Ratio is 7.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Income Opportunity Realty Investors (IOR) Overvalued in 2026?
Based on GuruFocus' analysis, Income Opportunity Realty Investors stock appears to be overvalued.
The current stock price of $19.70 is trading 44.3% above its estimated GF Value™ of $13.65.
GuruFocus considers Income Opportunity Realty Investors to be Significantly Overvalued.
Key valuation signals for IOR:
Cash Ratio: 7.25 (625% above median its 10-year median of 1.00)
GF Value™: $13.65 vs. price of $19.70 (44.3% above fair value)
Industry Position: 982.1% above the Banks median (#10 of 44)
No single metric tells the full story. See the IOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Income Opportunity Realty Investors Inc is a U.S.-based company that is an externally managed company that invests in mortgage notes receivables and real property. The company's activities include locating, evaluating and recommending investment opportunities. Pillar also arranges its debt and equity financing with unaffiliated independent third party lenders and investors.
72GF Score
Get the complete analysis for IOR
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