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Income Opportunity Realty Investors has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.
Good Sign:
Income Opportunity Realty Investors Inc shows strong financial strength.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Income Opportunity Realty Investors has no long-term debt (1).
Income Opportunity Realty Investors's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.00.
As of today, Income Opportunity Realty Investors's Altman Z-Score is 12017.60.
(1) Note: An indication of "no long-term debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Income Opportunity Realty Investors (AMEX:IOR) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Income Opportunity Realty Investors has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.
Income Opportunity Realty Investors Financial Strength Related Terms
IOR vs GHI, CNF, BLNE: Financial Strength Comparison
For the Mortgage Finance subindustry, Income Opportunity Realty Investors's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Income Opportunity Realty Investors Financial Strength vs Banks Industry
For the Banks industry and Financial Services sector, Income Opportunity Realty Investors's Financial Strength distribution charts can be found below:
* The bar in red indicates where Income Opportunity Realty Investors's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Income Opportunity Realty Investors has a Z-score of 12017.60, indicating it is in Safe Zones. This implies the Z-Score is strong.
Good Sign:
Altman Z-score of 12017.6 is strong.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Income Opportunity Realty Investors (IOR) has a Financial Strength of 10 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Income Opportunity Realty Investors and its competitors. This is 11% above median its historical median of 9.00. Over the past decade, Income Opportunity Realty Investors' Financial Strength has ranged from 5.00 to 10.00.
Is Income Opportunity Realty Investors' Financial Strength too high?
Income Opportunity Realty Investors' current Financial Strength of 10 is 11% above median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 10.00. Overall, Income Opportunity Realty Investors has a GF Scoreâ„¢ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Income Opportunity Realty Investors' Financial Strength compare to GHI and CNF?
Income Opportunity Realty Investors' Financial Strength of 10 can be compared against companies in the Banks industry. Historically, Income Opportunity Realty Investors' own Financial Strength has ranged from 5.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Income Opportunity Realty Investors and its competitors. Income Opportunity Realty Investors's current Financial Strength is 10, which is 11% above median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Income Opportunity Realty Investors stock overvalued right now?
Based on GuruFocus' analysis, Income Opportunity Realty Investors (IOR) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.65, compared to a current price of $19.70 — trading 44.3% above its estimated fair value. The current Financial Strength is 10, which is 11% above median its 10-year median of 9.00. Income Opportunity Realty Investors' overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Income Opportunity Realty Investors (IOR), the current Financial Strength is 10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Income Opportunity Realty Investors (IOR) Overvalued in 2026?
Based on GuruFocus' analysis, Income Opportunity Realty Investors stock appears to be overvalued.
The current stock price of $19.70 is trading 44.3% above its estimated GF Value™ of $13.65.
GuruFocus considers Income Opportunity Realty Investors to be Significantly Overvalued.
Key valuation signals for IOR:
Financial Strength: 10 (11% above median its 10-year median of 9.00)
GF Value™: $13.65 vs. price of $19.70 (44.3% above fair value)
No single metric tells the full story. See the IOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Income Opportunity Realty Investors Inc is a U.S.-based company that is an externally managed company that invests in mortgage notes receivables and real property. The company's activities include locating, evaluating and recommending investment opportunities. Pillar also arranges its debt and equity financing with unaffiliated independent third party lenders and investors.
72GF Score
Get the complete analysis for IOR
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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