IOR (Income Opportunity Realty Investors) Moat Score: 2/10 (As of Aug. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IOR Income Opportunity Realty Investors Inc IOR
72 GF Score
Price $19.70
GF Value $13.65
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Income Opportunity Realty Investors Moat Score?

Income Opportunity Realty Investors IOR +1.62% 72 Moat Score is 2 as of Aug. 21, 2026. GuruFocus rates IOR with a GF Score™ of 72/100 and a GF Value™ of $13.65 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,608 Banks companies, Income Opportunity Realty Investors ranks better than 60.07% on this metric.

Income Opportunity Realty Investors has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Income Opportunity Realty Investors has No Moat: Income Opportunity Realty Investors Inc operates in the real estate investment sector with no discernible competitive advantages. The company lacks market leadership, significant customer loyalty, and durable cost advantages, resulting in a very weak moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Income Opportunity Realty Investors might have No Moat - Very weak/transient advantages.

Income Opportunity Realty Investors  (AMEX:IOR) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Income Opportunity Realty Investors Moat Score Related Terms

IOR vs GHI, CNF, BLNE: Moat Score Comparison

For the Mortgage Finance subindustry, Income Opportunity Realty Investors's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Income Opportunity Realty Investors Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Income Opportunity Realty Investors's Moat Score distribution charts can be found below:

* The bar in red indicates where Income Opportunity Realty Investors's Moat Score falls into.


IOR
72GF Score
Income Opportunity Realty Investors Inc IOR
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Income Opportunity Realty Investors (IOR) has a Moat Score of 2 as of Aug. 21, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Income Opportunity Realty Investors ranks #642 out of 1608 companies in the Banks industry, placing it in the top 39.9%.
Is Income Opportunity Realty Investors' Moat Score too high?
Income Opportunity Realty Investors' current Moat Score is 2. Based on the distribution chart, Income Opportunity Realty Investors ranks #642 out of 1608 companies in the Banks industry, which is above the industry midpoint. Overall, Income Opportunity Realty Investors has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Income Opportunity Realty Investors' Moat Score compare to GHI and CNF?
According to the Banks industry distribution chart, Income Opportunity Realty Investors ranks #642 out of 1608 companies for Moat Score. This puts Income Opportunity Realty Investors in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Income Opportunity Realty Investors's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Income Opportunity Realty Investors stock overvalued right now?
Based on GuruFocus' analysis, Income Opportunity Realty Investors (IOR) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.65, compared to a current price of $19.70 — trading 44.3% above its estimated fair value. The current Moat Score is 2. Income Opportunity Realty Investors' overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Income Opportunity Realty Investors (IOR), the current Moat Score is 2 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Income Opportunity Realty Investors (IOR) Overvalued in 2026?

Based on GuruFocus' analysis, Income Opportunity Realty Investors stock appears to be overvalued. The current stock price of $19.70 is trading 44.3% above its estimated GF Value™ of $13.65. GuruFocus considers Income Opportunity Realty Investors to be Significantly Overvalued.

Key valuation signals for IOR:

  • Moat Score: 2
  • GF Value™: $13.65 vs. price of $19.70 (44.3% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the IOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Income Opportunity Realty Investors Business Description

Address 1603 Lyndon B Johnson Freeway, Suite 800, Dallas, TX, USA, 75234
Income Opportunity Realty Investors Inc is a U.S.-based company that is an externally managed company that invests in mortgage notes receivables and real property. The company's activities include locating, evaluating and recommending investment opportunities. Pillar also arranges its debt and equity financing with unaffiliated independent third party lenders and investors.
72GF Score

Get the complete analysis for IOR

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.70
Price
$13.65
GF Value