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Income Opportunity Realty InvestorsIOR +1.62%72 Net Current Asset Value is $28.69 as of Jun. 2026, which is 5313% above its 10-year median of 0.53. GuruFocus rates IOR with a GF Score™ of 72/100 and a GF Value™ of $13.65 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 21 Banks companies, Income Opportunity Realty Investors ranks better than 71.43% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
The historical rank and industry rank for Income Opportunity Realty Investors's Net Current Asset Value or its related term are showing as below:
IOR'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.44 Med: 0.53 Max: 0.85
Current: 0.68
During the past 13 years, the highest Price-to-Net-Current-Asset-Value Ratio of Income Opportunity Realty Investors was 0.85. The lowest was 0.44. And the median was 0.53.
IOR's Price-to-Net-Current-Asset-Value is ranked better than 71.43% of 21
companies
in the Banks industry
Industry Median: 1.26
vs IOR: 0.68
Income Opportunity Realty Investors (AMEX:IOR) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Income Opportunity Realty Investors Net Current Asset Value Related Terms
Income Opportunity Realty Investors Net Current Asset Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Income Opportunity Realty Investors Net Current Asset Value Chart
IOR vs GHI, CNF, BLNE: Net Current Asset Value Comparison
For the Mortgage Finance subindustry, Income Opportunity Realty Investors's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Income Opportunity Realty Investors Price-to-Net-Current-Asset-Value vs Banks Industry
For the Banks industry and Financial Services sector, Income Opportunity Realty Investors's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Income Opportunity Realty Investors's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of $28.69 mean?
Income Opportunity Realty Investors (IOR) has a Net Current Asset Value of $28.69 as of Jun. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Income Opportunity Realty Investors and its competitors. This is 5313% above median its historical median of 0.53. Over the past decade, Income Opportunity Realty Investors' Net Current Asset Value has ranged from 0.44 to 0.85. According to the industry distribution chart, Income Opportunity Realty Investors ranks #6 out of 21 companies in the Banks industry, placing it in the top 28.6%.
Is Income Opportunity Realty Investors' Net Current Asset Value too high?
Income Opportunity Realty Investors' current Net Current Asset Value of $28.69 is 5313% above median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 0.85. The Banks industry median Net Current Asset Value is 1.26. Income Opportunity Realty Investors' value of $28.69 is 2177% above this industry median. Based on the distribution chart, Income Opportunity Realty Investors ranks #6 out of 21 companies in the Banks industry, which is above the industry midpoint. Overall, Income Opportunity Realty Investors has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Income Opportunity Realty Investors' Net Current Asset Value compare to GHI and CNF?
According to the Banks industry distribution chart, Income Opportunity Realty Investors ranks #6 out of 21 companies for Net Current Asset Value. This puts Income Opportunity Realty Investors in the upper half of its industry. The industry median Net Current Asset Value is 1.26. Income Opportunity Realty Investors' value of $28.69 is 2177% above this benchmark. Historically, Income Opportunity Realty Investors' own Net Current Asset Value has ranged from 0.44 to 0.85 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 1.26, Income Opportunity Realty Investors has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Banks company?
The median Net Current Asset Value among Banks companies is 1.26, based on 21 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Income Opportunity Realty Investors's current Net Current Asset Value of $28.69 is 2177% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Income Opportunity Realty Investors and its competitors. For the Banks industry, the median Net Current Asset Value is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Income Opportunity Realty Investors's current Net Current Asset Value is $28.69, which is 5313% above median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Income Opportunity Realty Investors stock overvalued right now?
Based on GuruFocus' analysis, Income Opportunity Realty Investors (IOR) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.65, compared to a current price of $19.70 — trading 44.3% above its estimated fair value. The current Net Current Asset Value is $28.69, which is 5313% above median its 10-year median of 0.53 and 2177% above the Banks industry median of 1.26. Income Opportunity Realty Investors' overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Income Opportunity Realty Investors (IOR), the current Net Current Asset Value is $28.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Income Opportunity Realty Investors (IOR) Overvalued in 2026?
Based on GuruFocus' analysis, Income Opportunity Realty Investors stock appears to be overvalued.
The current stock price of $19.70 is trading 44.3% above its estimated GF Value™ of $13.65.
GuruFocus considers Income Opportunity Realty Investors to be Significantly Overvalued.
Key valuation signals for IOR:
Net Current Asset Value: $28.69 (5313% above median its 10-year median of 0.53)
GF Value™: $13.65 vs. price of $19.70 (44.3% above fair value)
Industry Position: 2177% above the Banks median (#6 of 21)
No single metric tells the full story. See the IOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Income Opportunity Realty Investors Inc is a U.S.-based company that is an externally managed company that invests in mortgage notes receivables and real property. The company's activities include locating, evaluating and recommending investment opportunities. Pillar also arranges its debt and equity financing with unaffiliated independent third party lenders and investors.
72GF Score
Get the complete analysis for IOR
Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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