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ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Income Opportunity Realty Investors's annualized return on capital (ROC %) for the quarter that ended in Jun. 2026 was 2.22%.
As of today (2026-08-21), Income Opportunity Realty Investors's WACC % is 5.46%. Income Opportunity Realty Investors's ROC % is 2.96% (calculated using TTM income statement data).
Income Opportunity Realty Investors earns returns that do not match up to its cost of capital. It will destroy value as it grows.
Income Opportunity Realty Investors (AMEX:IOR) ROC % Explanation
ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.
There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.
Why is ROC % important?
Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.
As of today, Income Opportunity Realty Investors's WACC % is 5.46%. Income Opportunity Realty Investors's ROC % is 2.96% (calculated using TTM income statement data).
Income Opportunity Realty Investors earns returns that do not match up to its cost of capital. It will destroy value as it grows.
Be Aware
Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Income Opportunity Realty Investors ROC % Related Terms
Income Opportunity Realty Investors ROC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note:
The Operating Income data used here is four times the quarterly (Jun. 2026) data.
The tax rate is limited to between 0% and 100%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Income Opportunity Realty Investors (IOR) has a ROC % of 2.22% as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Income Opportunity Realty Investors and its competitors.
Is Income Opportunity Realty Investors' ROC % too high?
Income Opportunity Realty Investors' current ROC % is 2.22%. The Banks industry median ROC % is 1.54. Income Opportunity Realty Investors' value of 2.22% is 44.2% above this industry median. Overall, Income Opportunity Realty Investors has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Income Opportunity Realty Investors' ROC % compare to GHI and CNF?
Income Opportunity Realty Investors' ROC % of 2.22% can be compared against companies in the Banks industry. The industry median ROC % is 1.54. Income Opportunity Realty Investors' value of 2.22% is 44.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Income Opportunity Realty Investors's current ROC % of 2.22% is 44.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Income Opportunity Realty Investors and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Income Opportunity Realty Investors's current ROC % is 2.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Income Opportunity Realty Investors stock overvalued right now?
Based on GuruFocus' analysis, Income Opportunity Realty Investors (IOR) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.65, compared to a current price of $19.70 — trading 44.3% above its estimated fair value. The current ROC % is 2.22% and 44.2% above the Banks industry median of 1.54. Income Opportunity Realty Investors' overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Income Opportunity Realty Investors (IOR), the current ROC % is 2.22% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Income Opportunity Realty Investors (IOR) Overvalued in 2026?
Based on GuruFocus' analysis, Income Opportunity Realty Investors stock appears to be overvalued.
The current stock price of $19.70 is trading 44.3% above its estimated GF Value™ of $13.65.
GuruFocus considers Income Opportunity Realty Investors to be Significantly Overvalued.
Key valuation signals for IOR:
ROC %: 2.22%
GF Value™: $13.65 vs. price of $19.70 (44.3% above fair value)
No single metric tells the full story. See the IOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Income Opportunity Realty Investors Inc is a U.S.-based company that is an externally managed company that invests in mortgage notes receivables and real property. The company's activities include locating, evaluating and recommending investment opportunities. Pillar also arranges its debt and equity financing with unaffiliated independent third party lenders and investors.
72GF Score
Get the complete analysis for IOR
ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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