Intercede GroupIRCDF 83 Cash Ratio is 2.13 as of Mar. 2026, which is 87% above its 10-year median of 1.14. GuruFocus rates IRCDF with a GF Score™ of 83/100 and a GF Value™ of $1.67. The stock has 2 warning signs investors should review. Among 2,806 Software companies, Intercede Group ranks better than 78.58% on this metric.
Intercede Group has a Cash Ratio of 2.13. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Intercede Group's Cash Ratio or its related term are showing as below:
IRCDF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.4 Med: 1.14 Max: 2.13
Current: 2.13
During the past 13 years, Intercede Group's highest Cash Ratio was 2.13. The lowest was 0.40. And the median was 1.14.
IRCDF's Cash Ratio is ranked better than 78.58% of 2806
companies
in the Software industry
Industry Median: 0.79
vs IRCDF: 2.13
Intercede Group (OTCPK:IRCDF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Intercede Group Cash Ratio Related Terms
Intercede Group Cash Ratio Historical Data
* Premium members only.
The historical data trend for Intercede Group's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Intercede Group's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intercede Group Cash Ratio vs Software Industry
For the Software industry and Technology sector, Intercede Group's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Intercede Group's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intercede Group (IRCDF) has a Cash Ratio of 2.13 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Intercede Group and its competitors. This is 87% above median its historical median of 1.14. Over the past decade, Intercede Group's Cash Ratio has ranged from 0.40 to 2.13. According to the industry distribution chart, Intercede Group ranks #601 out of 2806 companies in the Software industry, placing it in the top 21.4%.
Is Intercede Group's Cash Ratio too high?
Intercede Group's current Cash Ratio of 2.13 is 87% above median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 2.13. The Software industry median Cash Ratio is 0.79. Intercede Group's value of 2.13 is 169.6% above this industry median. Based on the distribution chart, Intercede Group ranks #601 out of 2806 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Intercede Group has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Intercede Group's Cash Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Intercede Group ranks #601 out of 2806 companies for Cash Ratio. This places Intercede Group in the top 21% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.79. Intercede Group's value of 2.13 is 169.6% above this benchmark. Historically, Intercede Group's own Cash Ratio has ranged from 0.40 to 2.13 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 0.79, Intercede Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.79, based on 2,806 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intercede Group's current Cash Ratio of 2.13 is 169.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Intercede Group and its competitors. For the Software industry, the median Cash Ratio is 0.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intercede Group's current Cash Ratio is 2.13, which is 87% above median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercede Group stock overvalued right now?
Intercede Group (IRCDF) has a current Cash Ratio of 2.13. The stock's GF Value™ is $1.67, compared to a current price of $1.37 — trading 18% below its estimated fair value. The current Cash Ratio is 2.13, which is 87% above median its 10-year median of 1.14 and 169.6% above the Software industry median of 0.79. Intercede Group's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Intercede Group (IRCDF), the current Cash Ratio is 2.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intercede Group (IRCDF) Overvalued in 2026?
Based on GuruFocus' analysis, Intercede Group stock appears to be undervalued.
The current stock price of $1.37 is trading 18% below its estimated GF Value™ of $1.67.
Key valuation signals for IRCDF:
Cash Ratio: 2.13 (87% above median its 10-year median of 1.14)
GF Value™: $1.67 vs. price of $1.37 (18% below fair value)
Industry Position: 169.6% above the Software median (#601 of 2806)
No single metric tells the full story. See the IRCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intercede Group PLC is an independent developer and supplier of identity and credential management software. Its product portfolio includes MyID, an identity, and credential management system, RapID is the password killer for killer apps, and MyTAM enables Android app developers and service providers to deploy trusted applications to the trusted execution environment simply and cost-effectively. The company serves a diverse range of markets including governments, enterprises, app developers, and service providers. It has operational footprints across the United Kingdom, the Rest of Europe, the Americas, and the Rest of the world. The majority of its revenue is derived from the Americas.
83GF Score
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