Intercede GroupIRCDF 82 Current Ratio is 2.76 as of Mar. 2026, which is 56% above its 10-year median of 1.77. GuruFocus rates IRCDF with a GF Score™ of 82/100 and a GF Value™ of $1.85. The stock has 2 warning signs investors should review. Among 2,866 Software companies, Intercede Group ranks better than 69.99% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Intercede Group's current ratio for the quarter that ended in Mar. 2026 was 2.76.
Intercede Group has a current ratio of 2.76. It generally indicates good short-term financial strength.
The historical rank and industry rank for Intercede Group's Current Ratio or its related term are showing as below:
IRCDF'
s Current Ratio Range Over the Past 10 Years
Min: 1.28 Med: 1.77 Max: 2.76
Current: 2.76
During the past 13 years, Intercede Group's highest Current Ratio was 2.76. The lowest was 1.28. And the median was 1.77.
IRCDF's Current Ratio is ranked better than 69.99% of 2866
companies
in the Software industry
Industry Median: 1.815
vs IRCDF: 2.76
Intercede Group (OTCPK:IRCDF) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Intercede Group Current Ratio Related Terms
Intercede Group Current Ratio Historical Data
* Premium members only.
The historical data trend for Intercede Group's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IRCDF vs CRM, SHOP, UBER: Current Ratio Comparison
For the Software - Application subindustry, Intercede Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intercede Group Current Ratio vs Software Industry
For the Software industry and Technology sector, Intercede Group's Current Ratio distribution charts can be found below:
* The bar in red indicates where Intercede Group's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intercede Group (IRCDF) has a Current Ratio of 2.76 as of Mar. 2026. This is 56% above median its historical median of 1.77. Over the past decade, Intercede Group's Current Ratio has ranged from 1.28 to 2.76. According to the industry distribution chart, Intercede Group ranks #860 out of 2866 companies in the Software industry, placing it in the top 30%.
Is Intercede Group's Current Ratio too high?
Intercede Group's current Current Ratio of 2.76 is 56% above median its 10-year median of 1.77. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 2.76. The Software industry median Current Ratio is 1.82. Intercede Group's value of 2.76 is 52.1% above this industry median. Based on the distribution chart, Intercede Group ranks #860 out of 2866 companies in the Software industry, which is above the industry midpoint. Overall, Intercede Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Intercede Group's Current Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Intercede Group ranks #860 out of 2866 companies for Current Ratio. This puts Intercede Group in the upper half of its industry. The industry median Current Ratio is 1.82. Intercede Group's value of 2.76 is 52.1% above this benchmark. Historically, Intercede Group's own Current Ratio has ranged from 1.28 to 2.76 over the past decade. While the company's 10-year median is 1.77 vs. the industry median of 1.82, Intercede Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,866 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intercede Group's current Current Ratio of 2.76 is 52.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intercede Group's current Current Ratio is 2.76, which is 56% above median its own 10-year median of 1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercede Group stock overvalued right now?
Intercede Group (IRCDF) has a current Current Ratio of 2.76. The stock's GF Value™ is $1.85, compared to a current price of $1.37 — trading 25.9% below its estimated fair value. The current Current Ratio is 2.76, which is 56% above median its 10-year median of 1.77 and 52.1% above the Software industry median of 1.82. Intercede Group's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Intercede Group (IRCDF), the current Current Ratio is 2.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intercede Group (IRCDF) Overvalued in 2026?
Based on GuruFocus' analysis, Intercede Group stock appears to be undervalued.
The current stock price of $1.37 is trading 25.9% below its estimated GF Value™ of $1.85.
Key valuation signals for IRCDF:
Current Ratio: 2.76 (56% above median its 10-year median of 1.77)
GF Value™: $1.85 vs. price of $1.37 (25.9% below fair value)
Industry Position: 52.1% above the Software median (#860 of 2866)
No single metric tells the full story. See the IRCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intercede Group PLC is an independent developer and supplier of identity and credential management software. Its product portfolio includes MyID, an identity, and credential management system, RapID is the password killer for killer apps, and MyTAM enables Android app developers and service providers to deploy trusted applications to the trusted execution environment simply and cost-effectively. The company serves a diverse range of markets including governments, enterprises, app developers, and service providers. It has operational footprints across the United Kingdom, the Rest of Europe, the Americas, and the Rest of the world. The majority of its revenue is derived from the Americas.
82GF Score
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