Intercede GroupIRCDF 82 PB Ratio is 3.21 as of Jun. 26, 2026, which is 56% below its 10-year median of 7.27. GuruFocus rates IRCDF with a GF Score™ of 82/100 and a GF Value™ of $1.85. The stock has 2 warning signs investors should review. Among 2,624 Software companies, Intercede Group ranks worse than 62.69% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Intercede Group's share price is $1.37. Intercede Group's Book Value per Share for the quarter that ended in Mar. 2026 was $0.43. Hence, Intercede Group's PB Ratio of today is 3.21.
The historical rank and industry rank for Intercede Group's PB Ratio or its related term are showing as below:
IRCDF'
s PB Ratio Range Over the Past 10 Years
Min: 2.39 Med: 7.27 Max: 80.63
Current: 3.17
During the past 13 years, Intercede Group's highest PB Ratio was 80.63. The lowest was 2.39. And the median was 7.27.
IRCDF's PB Ratio is ranked worse than 62.69% of 2624
companies
in the Software industry
Industry Median: 2.32
vs IRCDF: 3.17
During the past 12 months, Intercede Group's average Book Value Per Share Growth Rate was 10.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 38.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 35.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Intercede Group was 87.40% per year. The lowest was -60.20% per year. And the median was 5.90% per year.
Back to Basics: PB Ratio
Intercede Group (OTCPK:IRCDF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Intercede Group PB Ratio Related Terms
Intercede Group PB Ratio Historical Data
* Premium members only.
The historical data trend for Intercede Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Intercede Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intercede Group PB Ratio vs Software Industry
For the Software industry and Technology sector, Intercede Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Intercede Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Intercede Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Intercede Group (IRCDF) has a PB Ratio of 3.21 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Intercede Group and its competitors. This is 56% below median its historical median of 7.27. Over the past decade, Intercede Group's PB Ratio has ranged from 2.39 to 80.63. According to the industry distribution chart, Intercede Group ranks #1645 out of 2624 companies in the Software industry, placing it in the top 62.7%.
Is Intercede Group's PB Ratio too high?
Intercede Group's current PB Ratio of 3.21 is 56% below median its 10-year median of 7.27. Over the past 10 years, this metric has ranged from a low of 2.39 to a high of 80.63. The Software industry median PB Ratio is 2.32. Intercede Group's value of 3.21 is 38.4% above this industry median. Based on the distribution chart, Intercede Group ranks #1645 out of 2624 companies in the Software industry, which is below the industry midpoint. Overall, Intercede Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Intercede Group's PB Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Intercede Group ranks #1645 out of 2624 companies for PB Ratio. This places Intercede Group in the lower half of its industry. The industry median PB Ratio is 2.32. Intercede Group's value of 3.21 is 38.4% above this benchmark. Historically, Intercede Group's own PB Ratio has ranged from 2.39 to 80.63 over the past decade. While the company's 10-year median is 7.27 vs. the industry median of 2.32, Intercede Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.32, based on 2,624 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intercede Group's current PB Ratio of 3.21 is 38.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Intercede Group and its competitors. For the Software industry, the median PB Ratio is 2.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intercede Group's current PB Ratio is 3.21, which is 56% below median its own 10-year median of 7.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercede Group stock overvalued right now?
Intercede Group (IRCDF) has a current PB Ratio of 3.21. The stock's GF Value™ is $1.85, compared to a current price of $1.37 — trading 25.9% below its estimated fair value. The current PB Ratio is 3.21, which is 56% below median its 10-year median of 7.27 and 38.4% above the Software industry median of 2.32. Intercede Group's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Intercede Group (IRCDF), the current PB Ratio is 3.21 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intercede Group (IRCDF) Overvalued in 2026?
Based on GuruFocus' analysis, Intercede Group stock appears to be undervalued.
The current stock price of $1.37 is trading 25.9% below its estimated GF Value™ of $1.85.
Key valuation signals for IRCDF:
PB Ratio: 3.21 (56% below median its 10-year median of 7.27)
GF Value™: $1.85 vs. price of $1.37 (25.9% below fair value)
Industry Position: 38.4% above the Software median (#1645 of 2624)
No single metric tells the full story. See the IRCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intercede Group PLC is an independent developer and supplier of identity and credential management software. Its product portfolio includes MyID, an identity, and credential management system, RapID is the password killer for killer apps, and MyTAM enables Android app developers and service providers to deploy trusted applications to the trusted execution environment simply and cost-effectively. The company serves a diverse range of markets including governments, enterprises, app developers, and service providers. It has operational footprints across the United Kingdom, the Rest of Europe, the Americas, and the Rest of the world. The majority of its revenue is derived from the Americas.
82GF Score
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