Intercede Group (OTCPK:IRCDF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Intercede Group Effective Interest Rate on Debt % Related Terms
Intercede Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for Intercede Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intercede Group Effective Interest Rate on Debt % Chart
IRCDF vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison
For the Software - Application subindustry, Intercede Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intercede Group Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, Intercede Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Intercede Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 11.02% mean?
Intercede Group (IRCDF) has a Effective Interest Rate on Debt % of 11.02% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Intercede Group and its competitors.
Is Intercede Group's Effective Interest Rate on Debt % too high?
Intercede Group's current Effective Interest Rate on Debt % is 11.02%. Overall, Intercede Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Intercede Group's Effective Interest Rate on Debt % compare to UBER and SHOP?
Intercede Group's Effective Interest Rate on Debt % of 11.02% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Intercede Group and its competitors. Intercede Group's current Effective Interest Rate on Debt % is 11.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercede Group stock overvalued right now?
Intercede Group (IRCDF) has a current Effective Interest Rate on Debt % of 11.02%. The stock's GF Value™ is $1.73, compared to a current price of $1.37 — trading 20.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 11.02%. Intercede Group's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Intercede Group (IRCDF), the current Effective Interest Rate on Debt % is 11.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intercede Group (IRCDF) Overvalued in 2026?
Based on GuruFocus' analysis, Intercede Group stock appears to be undervalued.
The current stock price of $1.37 is trading 20.8% below its estimated GF Value™ of $1.73.
Key valuation signals for IRCDF:
Effective Interest Rate on Debt %: 11.02%
GF Value™: $1.73 vs. price of $1.37 (20.8% below fair value)
No single metric tells the full story. See the IRCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intercede Group PLC is an independent developer and supplier of identity and credential management software. Its product portfolio includes MyID, an identity, and credential management system, RapID is the password killer for killer apps, and MyTAM enables Android app developers and service providers to deploy trusted applications to the trusted execution environment simply and cost-effectively. The company serves a diverse range of markets including governments, enterprises, app developers, and service providers. It has operational footprints across the United Kingdom, the Rest of Europe, the Americas, and the Rest of the world. The majority of its revenue is derived from the Americas.
82GF Score
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