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Natural Grocers by Vitamin Cottage has a Cash Ratio of 0.11. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
Natural Grocers by Vitamin Cottage (NYSE:NGVC) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Natural Grocers by Vitamin Cottage Cash Ratio Related Terms
Natural Grocers by Vitamin Cottage Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Natural Grocers by Vitamin Cottage Cash Ratio Chart
For the Grocery Stores subindustry, Natural Grocers by Vitamin Cottage's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Natural Grocers by Vitamin Cottage Cash Ratio vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Natural Grocers by Vitamin Cottage's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Natural Grocers by Vitamin Cottage's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Natural Grocers by Vitamin Cottage (NGVC) has a Cash Ratio of 0.11 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Natural Grocers by Vitamin Cottage and its competitors. This is near median its historical median of 0.12. Over the past decade, Natural Grocers by Vitamin Cottage's Cash Ratio has ranged from 0.04 to 0.23. According to the industry distribution chart, Natural Grocers by Vitamin Cottage ranks #233 out of 303 companies in the Retail - Defensive industry, placing it in the top 76.9%.
Is Natural Grocers by Vitamin Cottage's Cash Ratio too high?
Natural Grocers by Vitamin Cottage's current Cash Ratio of 0.11 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.23. The Retail - Defensive industry median Cash Ratio is 0.29. Natural Grocers by Vitamin Cottage's value of 0.11 is 62.1% below this industry median. Based on the distribution chart, Natural Grocers by Vitamin Cottage ranks #233 out of 303 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, Natural Grocers by Vitamin Cottage has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Natural Grocers by Vitamin Cottage's Cash Ratio compare to VLGEA and YSWY?
According to the Retail - Defensive industry distribution chart, Natural Grocers by Vitamin Cottage ranks #233 out of 303 companies for Cash Ratio. This places Natural Grocers by Vitamin Cottage in the lower half of its industry. The industry median Cash Ratio is 0.29. Natural Grocers by Vitamin Cottage's value of 0.11 is 62.1% below this benchmark. Historically, Natural Grocers by Vitamin Cottage's own Cash Ratio has ranged from 0.04 to 0.23 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.29, Natural Grocers by Vitamin Cottage has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Retail - Defensive company?
The median Cash Ratio among Retail - Defensive companies is 0.29, based on 303 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Natural Grocers by Vitamin Cottage's current Cash Ratio of 0.11 is 62.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Natural Grocers by Vitamin Cottage and its competitors. For the Retail - Defensive industry, the median Cash Ratio is 0.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Natural Grocers by Vitamin Cottage's current Cash Ratio is 0.11, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Natural Grocers by Vitamin Cottage stock overvalued right now?
Based on GuruFocus' analysis, Natural Grocers by Vitamin Cottage (NGVC) is currently considered Fairly Valued. The stock's GF Value™ is $28.65, compared to a current price of $27.56 — trading 3.8% below its estimated fair value. The current Cash Ratio is 0.11, which is near median its 10-year median of 0.12 and 62.1% below the Retail - Defensive industry median of 0.29. Natural Grocers by Vitamin Cottage's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Natural Grocers by Vitamin Cottage (NGVC), the current Cash Ratio is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Natural Grocers by Vitamin Cottage (NGVC) Overvalued in 2026?
Based on GuruFocus' analysis, Natural Grocers by Vitamin Cottage stock appears to be undervalued.
The current stock price of $27.56 is trading 3.8% below its estimated GF Value™ of $28.65.
GuruFocus considers Natural Grocers by Vitamin Cottage to be Fairly Valued.
Key valuation signals for NGVC:
Cash Ratio: 0.11 (near median its 10-year median of 0.12)
GF Value™: $28.65 vs. price of $27.56 (3.8% below fair value)
Industry Position: 62.1% below the Retail - Defensive median (#233 of 303)
No single metric tells the full story. See the NGVC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Natural Grocers by Vitamin Cottage Inc operates natural and organic grocery and dietary supplement stores. It offers the following product categories: natural and organic food, dietary supplements, natural body care, household, pet care products, books, and handouts. The Company has a single reporting segment, natural and organic retail stores, through which business is conducted. The company generates the majority of its revenue from grocery products and dietary supplements, and the rest from other products.
84GF Score
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