NGVC'
s Quick Ratio Range Over the Past 10 Years
Min: 0.12 Med: 0.22 Max: 0.33
Current: 0.25
During the past 13 years, Natural Grocers by Vitamin Cottage's highest Quick Ratio was 0.33. The lowest was 0.12. And the median was 0.22.
NGVC's Quick Ratio is ranked worse than 91.67% of 312
companies
in the Retail - Defensive industry
Industry Median: 0.87
vs NGVC: 0.25
Natural Grocers by Vitamin Cottage (NYSE:NGVC) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Natural Grocers by Vitamin Cottage Quick Ratio Related Terms
Natural Grocers by Vitamin Cottage Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Natural Grocers by Vitamin Cottage Quick Ratio Chart
For the Grocery Stores subindustry, Natural Grocers by Vitamin Cottage's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Natural Grocers by Vitamin Cottage Quick Ratio vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Natural Grocers by Vitamin Cottage's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Natural Grocers by Vitamin Cottage's Quick Ratio falls into.
Natural Grocers by Vitamin Cottage Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Natural Grocers by Vitamin Cottage (NGVC) has a Quick Ratio of 0.25 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Natural Grocers by Vitamin Cottage and its competitors. This is 14% above median its historical median of 0.22. Over the past decade, Natural Grocers by Vitamin Cottage's Quick Ratio has ranged from 0.12 to 0.33. According to the industry distribution chart, Natural Grocers by Vitamin Cottage ranks #286 out of 312 companies in the Retail - Defensive industry, placing it in the top 91.7%.
Is Natural Grocers by Vitamin Cottage's Quick Ratio too high?
Natural Grocers by Vitamin Cottage's current Quick Ratio of 0.25 is 14% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.33. The Retail - Defensive industry median Quick Ratio is 0.87. Natural Grocers by Vitamin Cottage's value of 0.25 is 71.3% below this industry median. Based on the distribution chart, Natural Grocers by Vitamin Cottage ranks #286 out of 312 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, Natural Grocers by Vitamin Cottage has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Natural Grocers by Vitamin Cottage's Quick Ratio compare to VLGEA and YSWY?
According to the Retail - Defensive industry distribution chart, Natural Grocers by Vitamin Cottage ranks #286 out of 312 companies for Quick Ratio. This places Natural Grocers by Vitamin Cottage in the lower half of its industry. The industry median Quick Ratio is 0.87. Natural Grocers by Vitamin Cottage's value of 0.25 is 71.3% below this benchmark. Historically, Natural Grocers by Vitamin Cottage's own Quick Ratio has ranged from 0.12 to 0.33 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.87, Natural Grocers by Vitamin Cottage has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Retail - Defensive company?
The median Quick Ratio among Retail - Defensive companies is 0.87, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Natural Grocers by Vitamin Cottage's current Quick Ratio of 0.25 is 71.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Natural Grocers by Vitamin Cottage and its competitors. For the Retail - Defensive industry, the median Quick Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Natural Grocers by Vitamin Cottage's current Quick Ratio is 0.25, which is 14% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Natural Grocers by Vitamin Cottage stock overvalued right now?
Based on GuruFocus' analysis, Natural Grocers by Vitamin Cottage (NGVC) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.27, compared to a current price of $32.69 — trading 19.9% above its estimated fair value. The current Quick Ratio is 0.25, which is 14% above median its 10-year median of 0.22 and 71.3% below the Retail - Defensive industry median of 0.87. Natural Grocers by Vitamin Cottage's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Natural Grocers by Vitamin Cottage (NGVC), the current Quick Ratio is 0.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Natural Grocers by Vitamin Cottage (NGVC) Overvalued in 2026?
Based on GuruFocus' analysis, Natural Grocers by Vitamin Cottage stock appears to be overvalued.
The current stock price of $32.69 is trading 19.9% above its estimated GF Value™ of $27.27.
GuruFocus considers Natural Grocers by Vitamin Cottage to be Modestly Overvalued.
Key valuation signals for NGVC:
Quick Ratio: 0.25 (14% above median its 10-year median of 0.22)
GF Value™: $27.27 vs. price of $32.69 (19.9% above fair value)
Industry Position: 71.3% below the Retail - Defensive median (#286 of 312)
No single metric tells the full story. See the NGVC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Natural Grocers by Vitamin Cottage Business Description
Natural Grocers by Vitamin Cottage Inc operates natural and organic grocery and dietary supplement stores. It offers the following product categories: natural and organic food, dietary supplements, natural body care, household, pet care products, books, and handouts. The Company has a single reporting segment, natural and organic retail stores, through which business is conducted. The company generates the majority of its revenue from grocery products and dietary supplements, and the rest from other products.
84GF Score
Get the complete analysis for NGVC
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