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Akme Fintrade (India)NSE:AFIL +0.54%37 Cash Ratio is 0.64 as of Mar. 2026, which is 7% above its 10-year median of 0.60. GuruFocus rates NSE:AFIL with a GF Score™ of 37/100. The stock has 4 warning signs investors should review. Among 388 Credit Services companies, Akme Fintrade (India) ranks better than 50.77% on this metric.
Akme Fintrade (India) has a Cash Ratio of 0.64. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Akme Fintrade (India)'s Cash Ratio or its related term are showing as below:
NSE:AFIL'
s Cash Ratio Range Over the Past 10 Years
Min: 0.02 Med: 0.6 Max: 7.8
Current: 0.64
During the past 7 years, Akme Fintrade (India)'s highest Cash Ratio was 7.80. The lowest was 0.02. And the median was 0.60.
NSE:AFIL's Cash Ratio is ranked better than 50.77% of 388
companies
in the Credit Services industry
Industry Median: 0.6
vs NSE:AFIL: 0.64
Akme Fintrade (India) (NSE:AFIL) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Akme Fintrade (India)'s Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Akme Fintrade (India) Cash Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Akme Fintrade (India)'s Cash Ratio distribution charts can be found below:
* The bar in red indicates where Akme Fintrade (India)'s Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Akme Fintrade (India) (NSE:AFIL) has a Cash Ratio of 0.64 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Akme Fintrade (India) and its competitors. This is near median its historical median of 0.60. Over the past decade, Akme Fintrade (India)'s Cash Ratio has ranged from 0.02 to 7.80. According to the industry distribution chart, Akme Fintrade (India) ranks #191 out of 388 companies in the Credit Services industry, placing it in the top 49.2%.
Is Akme Fintrade (India)'s Cash Ratio too high?
Akme Fintrade (India)'s current Cash Ratio of 0.64 is near median its 10-year median of 0.60. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 7.80. The Credit Services industry median Cash Ratio is 0.60. Akme Fintrade (India)'s value of 0.64 is 6.7% above this industry median. Based on the distribution chart, Akme Fintrade (India) ranks #191 out of 388 companies in the Credit Services industry, which is above the industry midpoint. Overall, Akme Fintrade (India) has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Akme Fintrade (India)'s Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Akme Fintrade (India) ranks #191 out of 388 companies for Cash Ratio. This puts Akme Fintrade (India) in the upper half of its industry. The industry median Cash Ratio is 0.60. Akme Fintrade (India)'s value of 0.64 is 6.7% above this benchmark. Historically, Akme Fintrade (India)'s own Cash Ratio has ranged from 0.02 to 7.80 over the past decade. While the company's 10-year median is 0.60 vs. the industry median of 0.60, Akme Fintrade (India) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.60, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Akme Fintrade (India)'s current Cash Ratio of 0.64 is 6.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Akme Fintrade (India) and its competitors. For the Credit Services industry, the median Cash Ratio is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Akme Fintrade (India)'s current Cash Ratio is 0.64, which is near median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Akme Fintrade (India) stock overvalued right now?
Akme Fintrade (India) (NSE:AFIL) has a current Cash Ratio of 0.64. The current Cash Ratio is 0.64, which is near median its 10-year median of 0.60 and 6.7% above the Credit Services industry median of 0.60. Akme Fintrade (India)'s overall GF Score™ is 37/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Akme Fintrade (India) (NSE:AFIL), the current Cash Ratio is 0.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Akme Fintrade (India) Ltd is a non-banking finance company. It is engaged in rural and semi-urban centric lending solutions to look after the needs and aspirations of rural and semi-urban populace. The company's portfolio includes Vehicle Finance and Business Finance Products to small business owners and has footprints in rural and semi-urban geographies in 4 Indian states Rajasthan, Maharashtra, Madhya Pradesh and Gujarat.
37GF Score
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