Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Akme Fintrade (India)'s 3-Year RORE % for the quarter that ended in Mar. 2026 was 11.78%.
The industry rank for Akme Fintrade (India)'s 3-Year RORE % or its related term are showing as below:
NSE:AFIL's 3-Year RORE % is ranked better than 55.3% of 519
companies
in the Credit Services industry
Industry Median: 8.83
vs NSE:AFIL: 11.78
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Akme Fintrade (India) 3-Year RORE % Related Terms
Akme Fintrade (India) 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Akme Fintrade (India)'s 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Akme Fintrade (India)'s 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Akme Fintrade (India) 3-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Akme Fintrade (India)'s 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Akme Fintrade (India)'s 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Akme Fintrade (India) (NSE:AFIL) has a 3-Year RORE % of 11.78 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Akme Fintrade (India) and its competitors. According to the industry distribution chart, Akme Fintrade (India) ranks #232 out of 519 companies in the Credit Services industry, placing it in the top 44.7%.
Is Akme Fintrade (India)'s 3-Year RORE % too high?
Akme Fintrade (India)'s current 3-Year RORE % is 11.78. The Credit Services industry median 3-Year RORE % is 8.83. Akme Fintrade (India)'s value of 11.78 is 33.4% above this industry median. Based on the distribution chart, Akme Fintrade (India) ranks #232 out of 519 companies in the Credit Services industry, which is above the industry midpoint. Overall, Akme Fintrade (India) has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Akme Fintrade (India)'s 3-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Akme Fintrade (India) ranks #232 out of 519 companies for 3-Year RORE %. This puts Akme Fintrade (India) in the upper half of its industry. The industry median 3-Year RORE % is 8.83. Akme Fintrade (India)'s value of 11.78 is 33.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Credit Services company?
The median 3-Year RORE % among Credit Services companies is 8.83, based on 519 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Akme Fintrade (India)'s current 3-Year RORE % of 11.78 is 33.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Akme Fintrade (India) and its competitors. For the Credit Services industry, the median 3-Year RORE % is 8.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Akme Fintrade (India)'s current 3-Year RORE % is 11.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Akme Fintrade (India) stock overvalued right now?
Akme Fintrade (India) (NSE:AFIL) has a current 3-Year RORE % of 11.78. The current 3-Year RORE % is 11.78 and 33.4% above the Credit Services industry median of 8.83. Akme Fintrade (India)'s overall GF Score™ is 46/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Akme Fintrade (India) (NSE:AFIL), the current 3-Year RORE % is 11.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Akme Fintrade (India) Ltd is a non-banking finance company. It is engaged in rural and semi-urban centric lending solutions to look after the needs and aspirations of rural and semi-urban populace. The company's portfolio includes Vehicle Finance and Business Finance Products to small business owners and has footprints in rural and semi-urban geographies in 4 Indian states Rajasthan, Maharashtra, Madhya Pradesh and Gujarat.
46GF Score
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