Akme Fintrade (India)NSE:AFIL -1.42%37 Gross Margin % is 48.75% as of Mar. 2026, which is 0% below its 10-year median of 48.90. GuruFocus rates NSE:AFIL with a GF Score™ of 37/100. The stock has 9 warning signs investors should review. Among 388 Credit Services companies, Akme Fintrade (India) ranks worse than 53.09% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Akme Fintrade (India) had a gross margin of 48.75% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Akme Fintrade (India) Gross Margin % Related Terms
Akme Fintrade (India) Gross Margin % Historical Data
* Premium members only.
The historical data trend for Akme Fintrade (India)'s Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Akme Fintrade (India)'s Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Akme Fintrade (India) Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Akme Fintrade (India)'s Gross Margin % distribution charts can be found below:
* The bar in red indicates where Akme Fintrade (India)'s Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Akme Fintrade (India) (NSE:AFIL) has a Gross Margin % of 48.75% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Akme Fintrade (India) and its competitors. This is near median its historical median of 48.90. Over the past decade, Akme Fintrade (India)'s Gross Margin % has ranged from 34.78 to 52.83. According to the industry distribution chart, Akme Fintrade (India) ranks #206 out of 388 companies in the Credit Services industry, placing it in the top 53.1%.
Is Akme Fintrade (India)'s Gross Margin % too high?
Akme Fintrade (India)'s current Gross Margin % of 48.75% is near median its 10-year median of 48.90. Over the past 10 years, this metric has ranged from a low of 34.78 to a high of 52.83. The Credit Services industry median Gross Margin % is 51.85. Akme Fintrade (India)'s value of 48.75% is 6% below this industry median. Based on the distribution chart, Akme Fintrade (India) ranks #206 out of 388 companies in the Credit Services industry, which is below the industry midpoint. Overall, Akme Fintrade (India) has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Akme Fintrade (India)'s Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Akme Fintrade (India) ranks #206 out of 388 companies for Gross Margin %. This places Akme Fintrade (India) in the lower half of its industry. The industry median Gross Margin % is 51.85. Akme Fintrade (India)'s value of 48.75% is 6% below this benchmark. Historically, Akme Fintrade (India)'s own Gross Margin % has ranged from 34.78 to 52.83 over the past decade. While the company's 10-year median is 48.90 vs. the industry median of 51.85, Akme Fintrade (India) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.85, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Akme Fintrade (India)'s current Gross Margin % of 48.75% is 6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Akme Fintrade (India) and its competitors. For the Credit Services industry, the median Gross Margin % is 51.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Akme Fintrade (India)'s current Gross Margin % is 48.75%, which is near median its own 10-year median of 48.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Akme Fintrade (India) stock overvalued right now?
Akme Fintrade (India) (NSE:AFIL) has a current Gross Margin % of 48.75%. The current Gross Margin % is 48.75%, which is near median its 10-year median of 48.90 and 6% below the Credit Services industry median of 51.85. Akme Fintrade (India)'s overall GF Score™ is 37/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Akme Fintrade (India) (NSE:AFIL), the current Gross Margin % is 48.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Akme Fintrade (India) Ltd is a non-banking finance company. It is engaged in rural and semi-urban centric lending solutions to look after the needs and aspirations of rural and semi-urban populace. The company's portfolio includes Vehicle Finance and Business Finance Products to small business owners and has footprints in rural and semi-urban geographies in 4 Indian states Rajasthan, Maharashtra, Madhya Pradesh and Gujarat.
37GF Score
Get the complete analysis for NSE:AFIL
Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:AFIL has been successfully added to your 
