Akme Fintrade (India) (NSE:AFIL) Financial Strength: 4 (As of Jun. 2026) — Near Median

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NSE:AFIL Akme Fintrade (India) Ltd NSE:AFIL
38 GF Score
Price ₹10.05
! 4 Warning Signs
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What is Akme Fintrade (India) Financial Strength?

Akme Fintrade (India) NSE:AFIL +7.72% 38 Financial Strength is 4 as of Jun. 2026, which is at its 10-year median of 4.00. GuruFocus rates NSE:AFIL with a GF Score™ of 38/100. The stock has 4 warning signs investors should review.

Akme Fintrade (India) has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Akme Fintrade (India) has no long-term debt (1). Akme Fintrade (India)'s debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.00. As of today, Akme Fintrade (India)'s Altman Z-Score is 1.25.

(1) Note: An indication of "no long-term debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.


Akme Fintrade (India)  (NSE:AFIL) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Akme Fintrade (India) has the Financial Strength Rank of 4.


Akme Fintrade (India) Financial Strength Related Terms


NSE:AFIL vs V, MA, AXP: Financial Strength Comparison

For the Credit Services subindustry, Akme Fintrade (India)'s Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Akme Fintrade (India) Financial Strength vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Akme Fintrade (India)'s Financial Strength distribution charts can be found below:

* The bar in red indicates where Akme Fintrade (India)'s Financial Strength falls into.


NSE:AFIL
38GF Score
Akme Fintrade (India) Ltd NSE:AFIL
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Akme Fintrade (India) Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Akme Fintrade (India)'s Interest Expense for the months ended in Jun. 2026 was ₹0 Mil. Its Operating Income for the months ended in Jun. 2026 was ₹150 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹0 Mil.

Akme Fintrade (India)'s Interest Coverage for the quarter that ended in Jun. 2026 is

Akme Fintrade (India) had no long-term debt (1).

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Akme Fintrade (India)'s Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 0) / 1642.804
=0.00

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Akme Fintrade (India) has a Z-score of 1.25, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.25 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 4 mean?
Akme Fintrade (India) (NSE:AFIL) has a Financial Strength of 4 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Akme Fintrade (India) and its competitors. This is near median its historical median of 4.00. Over the past decade, Akme Fintrade (India)'s Financial Strength has ranged from 3.00 to 5.00.
Is Akme Fintrade (India)'s Financial Strength too high?
Akme Fintrade (India)'s current Financial Strength of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 5.00. Overall, Akme Fintrade (India) has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Akme Fintrade (India)'s Financial Strength compare to V and MA?
Akme Fintrade (India)'s Financial Strength of 4 can be compared against companies in the Credit Services industry. Historically, Akme Fintrade (India)'s own Financial Strength has ranged from 3.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Credit Services company?
A good Financial Strength depends on the Credit Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Akme Fintrade (India) and its competitors. Akme Fintrade (India)'s current Financial Strength is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Akme Fintrade (India) stock overvalued right now?
Akme Fintrade (India) (NSE:AFIL) has a current Financial Strength of 4. The current Financial Strength is 4, which is near median its 10-year median of 4.00. Akme Fintrade (India)'s overall GF Score™ is 38/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Akme Fintrade (India) (NSE:AFIL), the current Financial Strength is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Akme Fintrade (India) Business Description

Other Exchanges 544200:India
Address Nathani Road, Office No. 4, Ground Floor, Neelkanth Businesspark, Vidyavihar West, Mumbai, MH, IND, 400086
Akme Fintrade (India) Ltd is a non-banking finance company. It is engaged in rural and semi-urban centric lending solutions to look after the needs and aspirations of rural and semi-urban populace. The company's portfolio includes Vehicle Finance and Business Finance Products to small business owners and has footprints in rural and semi-urban geographies in 4 Indian states Rajasthan, Maharashtra, Madhya Pradesh and Gujarat.
38GF Score

Get the complete analysis for NSE:AFIL

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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