Centro Escolar UniversityPHS:CEU 77 Cash Ratio is 0.93 as of Feb. 2026, which is 50% above its 10-year median of 0.62. GuruFocus rates PHS:CEU with a GF Score™ of 77/100 and a GF Value™ of ₱14.46 (Fairly Valued). The stock has 6 warning signs investors should review. Among 258 Education companies, Centro Escolar University ranks better than 54.65% on this metric.
Centro Escolar University has a Cash Ratio of 0.93. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Centro Escolar University's Cash Ratio or its related term are showing as below:
PHS:CEU'
s Cash Ratio Range Over the Past 10 Years
Min: 0.2 Med: 0.62 Max: 1.09
Current: 0.93
During the past 13 years, Centro Escolar University's highest Cash Ratio was 1.09. The lowest was 0.20. And the median was 0.62.
PHS:CEU's Cash Ratio is ranked better than 54.65% of 258
companies
in the Education industry
Industry Median: 0.78
vs PHS:CEU: 0.93
Centro Escolar University (PHS:CEU) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Centro Escolar University Cash Ratio Related Terms
Centro Escolar University Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, Centro Escolar University's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Centro Escolar University Cash Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, Centro Escolar University's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Centro Escolar University's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Centro Escolar University (PHS:CEU) has a Cash Ratio of 0.93 as of Feb. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Centro Escolar University and its competitors. This is 50% above median its historical median of 0.62. Over the past decade, Centro Escolar University's Cash Ratio has ranged from 0.20 to 1.09. According to the industry distribution chart, Centro Escolar University ranks #117 out of 258 companies in the Education industry, placing it in the top 45.3%.
Is Centro Escolar University's Cash Ratio too high?
Centro Escolar University's current Cash Ratio of 0.93 is 50% above median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 1.09. The Education industry median Cash Ratio is 0.78. Centro Escolar University's value of 0.93 is 19.2% above this industry median. Based on the distribution chart, Centro Escolar University ranks #117 out of 258 companies in the Education industry, which is above the industry midpoint. Overall, Centro Escolar University has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centro Escolar University's Cash Ratio compare to EDU and TAL?
According to the Education industry distribution chart, Centro Escolar University ranks #117 out of 258 companies for Cash Ratio. This puts Centro Escolar University in the upper half of its industry. The industry median Cash Ratio is 0.78. Centro Escolar University's value of 0.93 is 19.2% above this benchmark. Historically, Centro Escolar University's own Cash Ratio has ranged from 0.20 to 1.09 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 0.78, Centro Escolar University has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Education company?
The median Cash Ratio among Education companies is 0.78, based on 258 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Centro Escolar University's current Cash Ratio of 0.93 is 19.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Centro Escolar University and its competitors. For the Education industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centro Escolar University's current Cash Ratio is 0.93, which is 50% above median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centro Escolar University stock overvalued right now?
Based on GuruFocus' analysis, Centro Escolar University (PHS:CEU) is currently considered Fairly Valued. The stock's GF Value™ is ₱14.46, compared to a current price of ₱15.32 — trading 5.9% above its estimated fair value. The current Cash Ratio is 0.93, which is 50% above median its 10-year median of 0.62 and 19.2% above the Education industry median of 0.78. Centro Escolar University's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Centro Escolar University (PHS:CEU), the current Cash Ratio is 0.93 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Centro Escolar University (PHS:CEU) Overvalued in 2026?
Based on GuruFocus' analysis, Centro Escolar University stock appears to be overvalued.
The current stock price of ₱15.32 is trading 5.9% above its estimated GF Value™ of ₱14.46.
GuruFocus considers Centro Escolar University to be Fairly Valued.
Key valuation signals for PHS:CEU:
Cash Ratio: 0.93 (50% above median its 10-year median of 0.62)
GF Value™: ₱14.46 vs. price of ₱15.32 (5.9% above fair value)
Industry Position: 19.2% above the Education median (#117 of 258)
No single metric tells the full story. See the PHS:CEU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Centro Escolar University is a Philippines-based institution of higher learning. The company is engaged in establishing, maintaining, and operating an educational institution for the training of the youth in all branches of the arts and sciences, offering classes at the tertiary level. The University operates in four geographical segments, such as Mendiola, Malolos, Makati-Gil Puyat, and Makati Legaspi campus.
77GF Score
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