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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Centro Escolar University's cash to debt ratio for the quarter that ended in Feb. 2026 was 18.53.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Centro Escolar Universitycould pay off its debt using the cash in hand for the quarter that ended in Feb. 2026.
The historical rank and industry rank for Centro Escolar University's Cash-to-Debt or its related term are showing as below:
PHS:CEU'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.65 Med: 10.45 Max: No Debt
Current: 18.53
During the past 13 years, Centro Escolar University's highest Cash to Debt Ratio was No Debt. The lowest was 1.65. And the median was 10.45.
PHS:CEU's Cash-to-Debt is ranked better than 81.68% of 262
companies
in the Education industry
Industry Median: 1.315
vs PHS:CEU: 18.53
Centro Escolar University (PHS:CEU) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Centro Escolar University Cash-to-Debt Related Terms
Centro Escolar University Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:CEU vs EDU, TAL, LAUR: Cash-to-Debt Comparison
For the Education & Training Services subindustry, Centro Escolar University's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Centro Escolar University Cash-to-Debt vs Education Industry
For the Education industry and Consumer Defensive sector, Centro Escolar University's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Centro Escolar University's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Centro Escolar University (PHS:CEU) has a Cash-to-Debt of 18.53 as of Feb. 2026. This is 77% above median its historical median of 10.45. Over the past decade, Centro Escolar University's Cash-to-Debt has ranged from 1.65 to 10,000.00. According to the industry distribution chart, Centro Escolar University ranks #48 out of 262 companies in the Education industry, placing it in the top 18.3%.
Is Centro Escolar University's Cash-to-Debt too high?
Centro Escolar University's current Cash-to-Debt of 18.53 is 77% above median its 10-year median of 10.45. Over the past 10 years, this metric has ranged from a low of 1.65 to a high of 10,000.00. The Education industry median Cash-to-Debt is 1.32. Centro Escolar University's value of 18.53 is 1309.1% above this industry median. Based on the distribution chart, Centro Escolar University ranks #48 out of 262 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Centro Escolar University has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centro Escolar University's Cash-to-Debt compare to EDU and TAL?
According to the Education industry distribution chart, Centro Escolar University ranks #48 out of 262 companies for Cash-to-Debt. This places Centro Escolar University in the top 18% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 1.32. Centro Escolar University's value of 18.53 is 1309.1% above this benchmark. Historically, Centro Escolar University's own Cash-to-Debt has ranged from 1.65 to 10,000.00 over the past decade. While the company's 10-year median is 10.45 vs. the industry median of 1.32, Centro Escolar University has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Education company?
The median Cash-to-Debt among Education companies is 1.32, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Centro Escolar University's current Cash-to-Debt of 18.53 is 1309.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Education industry, the median Cash-to-Debt is 1.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centro Escolar University's current Cash-to-Debt is 18.53, which is 77% above median its own 10-year median of 10.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centro Escolar University stock overvalued right now?
Based on GuruFocus' analysis, Centro Escolar University (PHS:CEU) is currently considered Fairly Valued. The stock's GF Value™ is ₱14.68, compared to a current price of ₱14.80 — trading 0.8% above its estimated fair value. The current Cash-to-Debt is 18.53, which is 77% above median its 10-year median of 10.45 and 1309.1% above the Education industry median of 1.32. Centro Escolar University's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Centro Escolar University (PHS:CEU), the current Cash-to-Debt is 18.53 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Centro Escolar University (PHS:CEU) Overvalued in 2026?
Based on GuruFocus' analysis, Centro Escolar University stock appears to be overvalued.
The current stock price of ₱14.80 is trading 0.8% above its estimated GF Value™ of ₱14.68.
GuruFocus considers Centro Escolar University to be Fairly Valued.
Key valuation signals for PHS:CEU:
Cash-to-Debt: 18.53 (77% above median its 10-year median of 10.45)
GF Value™: ₱14.68 vs. price of ₱14.80 (0.8% above fair value)
Industry Position: 1309.1% above the Education median (#48 of 262)
No single metric tells the full story. See the PHS:CEU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Centro Escolar University is a Philippines-based institution of higher learning. The company is engaged in establishing, maintaining, and operating an educational institution for the training of the youth in all branches of the arts and sciences, offering classes at the tertiary level. The University operates in four geographical segments, such as Mendiola, Malolos, Makati-Gil Puyat, and Makati Legaspi campus.
70GF Score
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