A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Centro Escolar University's Debt-to-EBITDA or its related term are showing as below:
PHS:CEU'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.09 Med: 0.28 Max: 0.95
Current: 0.13
During the past 13 years, the highest Debt-to-EBITDA Ratio of Centro Escolar University was 0.95. The lowest was 0.09. And the median was 0.28.
PHS:CEU's Debt-to-EBITDA is ranked better than 89.84% of 187
companies
in the Education industry
Industry Median: 1.58
vs PHS:CEU: 0.13
Centro Escolar University (PHS:CEU) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Centro Escolar University Debt-to-EBITDA Related Terms
Centro Escolar University Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:CEU vs EDU, TAL, LAUR: Debt-to-EBITDA Comparison
For the Education & Training Services subindustry, Centro Escolar University's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Centro Escolar University Debt-to-EBITDA vs Education Industry
For the Education industry and Consumer Defensive sector, Centro Escolar University's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Centro Escolar University's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Feb. 2026) EBITDA data.
Centro Escolar University (PHS:CEU) has a Debt-to-EBITDA of 0.10 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Centro Escolar University. This is 64% below median its historical median of 0.28. Over the past decade, Centro Escolar University's Debt-to-EBITDA has ranged from 0.09 to 0.95. According to the industry distribution chart, Centro Escolar University ranks #19 out of 187 companies in the Education industry, placing it in the top 10.2%.
Is Centro Escolar University's Debt-to-EBITDA too high?
Centro Escolar University's current Debt-to-EBITDA of 0.10 is 64% below median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.95. The Education industry median Debt-to-EBITDA is 1.58. Centro Escolar University's value of 0.10 is 93.7% below this industry median. Based on the distribution chart, Centro Escolar University ranks #19 out of 187 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Centro Escolar University has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centro Escolar University's Debt-to-EBITDA compare to EDU and TAL?
According to the Education industry distribution chart, Centro Escolar University ranks #19 out of 187 companies for Debt-to-EBITDA. This places Centro Escolar University in the top 10% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.58. Centro Escolar University's value of 0.10 is 93.7% below this benchmark. Historically, Centro Escolar University's own Debt-to-EBITDA has ranged from 0.09 to 0.95 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 1.58, Centro Escolar University has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.58, based on 187 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Centro Escolar University's current Debt-to-EBITDA of 0.10 is 93.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Centro Escolar University. For the Education industry, the median Debt-to-EBITDA is 1.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centro Escolar University's current Debt-to-EBITDA is 0.10, which is 64% below median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centro Escolar University stock overvalued right now?
Based on GuruFocus' analysis, Centro Escolar University (PHS:CEU) is currently considered Fairly Valued. The stock's GF Value™ is ₱14.46, compared to a current price of ₱15.32 — trading 5.9% above its estimated fair value. The current Debt-to-EBITDA is 0.10, which is 64% below median its 10-year median of 0.28 and 93.7% below the Education industry median of 1.58. Centro Escolar University's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Centro Escolar University (PHS:CEU), the current Debt-to-EBITDA is 0.10 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Centro Escolar University (PHS:CEU) Overvalued in 2026?
Based on GuruFocus' analysis, Centro Escolar University stock appears to be overvalued.
The current stock price of ₱15.32 is trading 5.9% above its estimated GF Value™ of ₱14.46.
GuruFocus considers Centro Escolar University to be Fairly Valued.
Key valuation signals for PHS:CEU:
Debt-to-EBITDA: 0.10 (64% below median its 10-year median of 0.28)
GF Value™: ₱14.46 vs. price of ₱15.32 (5.9% above fair value)
Industry Position: 93.7% below the Education median (#19 of 187)
No single metric tells the full story. See the PHS:CEU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Centro Escolar University is a Philippines-based institution of higher learning. The company is engaged in establishing, maintaining, and operating an educational institution for the training of the youth in all branches of the arts and sciences, offering classes at the tertiary level. The University operates in four geographical segments, such as Mendiola, Malolos, Makati-Gil Puyat, and Makati Legaspi campus.
77GF Score
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