Centro Escolar University (PHS:CEU) Effective Interest Rate on Debt %: 0.00% (As of Feb. 2026)


PHS:CEU Centro Escolar University PHS:CEU
85 GF Score
Price ₱15.72
GF Value ₱14.42
Valuation Fairly Valued
! 7 Warning Signs
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What is Centro Escolar University Effective Interest Rate on Debt %?

Centro Escolar University PHS:CEU +0.26% 85 Effective Interest Rate on Debt % is 0.00% as of Feb. 2026. GuruFocus rates PHS:CEU with a GF Score™ of 85/100 and a GF Value™ of ₱14.42 (Fairly Valued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Centro Escolar University's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was ₱0 Mil. Centro Escolar University's average total debt for the quarter that ended in Feb. 2026 was ₱115 Mil. Therefore, Centro Escolar University's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 0.00%.


Centro Escolar University  (PHS:CEU) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Centro Escolar University Effective Interest Rate on Debt % Related Terms


Centro Escolar University Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Centro Escolar University's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Centro Escolar University Effective Interest Rate on Debt % Chart

Centro Escolar University Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 May22 May23 May24 May25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.43 6.81 5.73 5.74 5.74

Centro Escolar University Quarterly Data
Mar21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 22.98 0.00 0.00 0.00

PHS:CEU vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Centro Escolar University's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centro Escolar University Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Centro Escolar University's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Centro Escolar University's Effective Interest Rate on Debt % falls into.


PHS:CEU
85GF Score
Centro Escolar University PHS:CEU
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Centro Escolar University Effective Interest Rate on Debt % Calculation

Centro Escolar University's annualized Effective Interest Rate on Debt % for the fiscal year that ended in May. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: May. 2024 )+Total Debt  (A: May. 2025 ))/ count )
=-1  *  -7.064/( (131.453+114.516)/ 2 )
=-1  *  -7.064/122.9845
=5.74 %

where

Total Debt  (A: May. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=116.039 + 15.414
=131.453

Total Debt  (A: May. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=96.588 + 17.928
=114.516

Centro Escolar University's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  0/( (114.516+114.516)/ 2 )
=-1  *  0/114.516
=0.00 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=96.588 + 17.928
=114.516

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=96.588 + 17.928
=114.516

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Centro Escolar University (PHS:CEU) has a Effective Interest Rate on Debt % of 0.00% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Centro Escolar University and its competitors.
Is Centro Escolar University's Effective Interest Rate on Debt % too high?
Centro Escolar University's current Effective Interest Rate on Debt % is 0.00%. Overall, Centro Escolar University has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centro Escolar University's Effective Interest Rate on Debt % compare to EDU and TAL?
Centro Escolar University's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Centro Escolar University and its competitors. Centro Escolar University's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centro Escolar University stock overvalued right now?
Based on GuruFocus' analysis, Centro Escolar University (PHS:CEU) is currently considered Fairly Valued. The stock's GF Value™ is ₱14.42, compared to a current price of ₱15.72 — trading 9% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Centro Escolar University's overall GF Score™ is 85/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Centro Escolar University (PHS:CEU), the current Effective Interest Rate on Debt % is 0.00% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centro Escolar University (PHS:CEU) Overvalued in 2026?

Based on GuruFocus' analysis, Centro Escolar University stock appears to be overvalued. The current stock price of ₱15.72 is trading 9% above its estimated GF Value™ of ₱14.42. GuruFocus considers Centro Escolar University to be Fairly Valued.

Key valuation signals for PHS:CEU:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: ₱14.42 vs. price of ₱15.72 (9% above fair value)
  • GF Score™: 85/100 with 7 warning signs

No single metric tells the full story. See the PHS:CEU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centro Escolar University Business Description

Address 9 Mendiola Street, San Miguel, Manila, PHL, 1005
Centro Escolar University is a Philippines-based institution of higher learning. The company is engaged in establishing, maintaining, and operating an educational institution for the training of the youth in all branches of the arts and sciences, offering classes at the tertiary level. The University operates in four geographical segments, such as Mendiola, Malolos, Makati-Gil Puyat, and Makati Legaspi campus.
85GF Score

Get the complete analysis for PHS:CEU

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱15.72
Price
₱14.42
GF Value