Centro Escolar University (PHS:CEU) Financial Strength: 8 (As of Feb. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:CEU Centro Escolar University PHS:CEU
77 GF Score
Price ₱14.72
GF Value ₱14.56
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Centro Escolar University Financial Strength?

Centro Escolar University PHS:CEU -3.16% 77 Financial Strength is 8 as of Feb. 2026, which is at its 10-year median of 8.00. GuruFocus rates PHS:CEU with a GF Score™ of 77/100 and a GF Value™ of ₱14.56 (Fairly Valued). The stock has 5 warning signs investors should review.

Centro Escolar University has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.

Good Sign:

Centro Escolar University shows strong financial strength.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Centro Escolar University's interest coverage with the available data. Centro Escolar University's debt to revenue ratio for the quarter that ended in Feb. 2026 was 0.04. As of today, Centro Escolar University's Altman Z-Score is 2.09.


Centro Escolar University  (PHS:CEU) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Centro Escolar University has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.


Centro Escolar University Financial Strength Related Terms


PHS:CEU vs EDU, TAL, LAUR: Financial Strength Comparison

For the Education & Training Services subindustry, Centro Escolar University's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centro Escolar University Financial Strength vs Education Industry

For the Education industry and Consumer Defensive sector, Centro Escolar University's Financial Strength distribution charts can be found below:

* The bar in red indicates where Centro Escolar University's Financial Strength falls into.


PHS:CEU
77GF Score
Centro Escolar University PHS:CEU
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Centro Escolar University Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Centro Escolar University's Interest Expense for the months ended in Feb. 2026 was ₱0 Mil. Its Operating Income for the months ended in Feb. 2026 was ₱256 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was ₱97 Mil.

Centro Escolar University's Interest Coverage for the quarter that ended in Feb. 2026 is

GuruFocus does not calculate Centro Escolar University's interest coverage with the available data.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Centro Escolar University has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

Centro Escolar University's Debt to Revenue Ratio for the quarter that ended in Feb. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Feb. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(17.928 + 96.588) / 2973.108
=0.04

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Centro Escolar University has a Z-score of 2.09, indicating it is in Grey Zones. This implies that Centro Escolar University is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 2.09 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 8 mean?
Centro Escolar University (PHS:CEU) has a Financial Strength of 8 as of Feb. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Centro Escolar University and its competitors. This is near median its historical median of 8.00. Over the past decade, Centro Escolar University's Financial Strength has ranged from 6.00 to 10.00.
Is Centro Escolar University's Financial Strength too high?
Centro Escolar University's current Financial Strength of 8 is near median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 10.00. Overall, Centro Escolar University has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centro Escolar University's Financial Strength compare to EDU and TAL?
Centro Escolar University's Financial Strength of 8 can be compared against companies in the Education industry. Historically, Centro Escolar University's own Financial Strength has ranged from 6.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Education company?
A good Financial Strength depends on the Education industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Centro Escolar University and its competitors. Centro Escolar University's current Financial Strength is 8, which is near median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centro Escolar University stock overvalued right now?
Based on GuruFocus' analysis, Centro Escolar University (PHS:CEU) is currently considered Fairly Valued. The stock's GF Value™ is ₱14.56, compared to a current price of ₱14.72 — trading 1.1% above its estimated fair value. The current Financial Strength is 8, which is near median its 10-year median of 8.00. Centro Escolar University's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Centro Escolar University (PHS:CEU), the current Financial Strength is 8 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centro Escolar University (PHS:CEU) Overvalued in 2026?

Based on GuruFocus' analysis, Centro Escolar University stock appears to be overvalued. The current stock price of ₱14.72 is trading 1.1% above its estimated GF Value™ of ₱14.56. GuruFocus considers Centro Escolar University to be Fairly Valued.

Key valuation signals for PHS:CEU:

  • Financial Strength: 8 (near median its 10-year median of 8.00)
  • GF Value™: ₱14.56 vs. price of ₱14.72 (1.1% above fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the PHS:CEU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centro Escolar University Business Description

Address 9 Mendiola Street, San Miguel, Manila, PHL, 1005
Centro Escolar University is a Philippines-based institution of higher learning. The company is engaged in establishing, maintaining, and operating an educational institution for the training of the youth in all branches of the arts and sciences, offering classes at the tertiary level. The University operates in four geographical segments, such as Mendiola, Malolos, Makati-Gil Puyat, and Makati Legaspi campus.
77GF Score

Get the complete analysis for PHS:CEU

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱14.72
Price
₱14.56
GF Value