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Vinhomes JSCSTC:VHM 90 Cash Ratio is 0.38 as of Mar. 2026, which is 73% above its 10-year median of 0.22. GuruFocus rates STC:VHM with a GF Score™ of 90/100 and a GF Value™ of ₫115,070.25 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,733 Real Estate companies, Vinhomes JSC ranks better than 53.61% on this metric.
Vinhomes JSC has a Cash Ratio of 0.38. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Vinhomes JSC's Cash Ratio or its related term are showing as below:
STC:VHM'
s Cash Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.22 Max: 0.43
Current: 0.38
During the past 9 years, Vinhomes JSC's highest Cash Ratio was 0.43. The lowest was 0.05. And the median was 0.22.
STC:VHM's Cash Ratio is ranked better than 53.61% of 1733
companies
in the Real Estate industry
Industry Median: 0.33
vs STC:VHM: 0.38
Vinhomes JSC (STC:VHM) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Vinhomes JSC Cash Ratio Related Terms
Vinhomes JSC Cash Ratio Historical Data
* Premium members only.
The historical data trend for Vinhomes JSC's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Vinhomes JSC's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vinhomes JSC Cash Ratio vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Vinhomes JSC's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Vinhomes JSC's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vinhomes JSC (STC:VHM) has a Cash Ratio of 0.38 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Vinhomes JSC and its competitors. This is 73% above median its historical median of 0.22. Over the past decade, Vinhomes JSC's Cash Ratio has ranged from 0.05 to 0.43. According to the industry distribution chart, Vinhomes JSC ranks #804 out of 1733 companies in the Real Estate industry, placing it in the top 46.4%.
Is Vinhomes JSC's Cash Ratio too high?
Vinhomes JSC's current Cash Ratio of 0.38 is 73% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.43. The Real Estate industry median Cash Ratio is 0.33. Vinhomes JSC's value of 0.38 is 15.2% above this industry median. Based on the distribution chart, Vinhomes JSC ranks #804 out of 1733 companies in the Real Estate industry, which is above the industry midpoint. Overall, Vinhomes JSC has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vinhomes JSC's Cash Ratio compare to competitors?
According to the Real Estate industry distribution chart, Vinhomes JSC ranks #804 out of 1733 companies for Cash Ratio. This puts Vinhomes JSC in the upper half of its industry. The industry median Cash Ratio is 0.33. Vinhomes JSC's value of 0.38 is 15.2% above this benchmark. Historically, Vinhomes JSC's own Cash Ratio has ranged from 0.05 to 0.43 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.33, Vinhomes JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Real Estate company?
The median Cash Ratio among Real Estate companies is 0.33, based on 1,733 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vinhomes JSC's current Cash Ratio of 0.38 is 15.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Vinhomes JSC and its competitors. For the Real Estate industry, the median Cash Ratio is 0.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vinhomes JSC's current Cash Ratio is 0.38, which is 73% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vinhomes JSC stock overvalued right now?
Based on GuruFocus' analysis, Vinhomes JSC (STC:VHM) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫115,070.25, compared to a current price of ₫136,400.00 — trading 18.5% above its estimated fair value. The current Cash Ratio is 0.38, which is 73% above median its 10-year median of 0.22 and 15.2% above the Real Estate industry median of 0.33. Vinhomes JSC's overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Vinhomes JSC (STC:VHM), the current Cash Ratio is 0.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vinhomes JSC (STC:VHM) Overvalued in 2026?
Based on GuruFocus' analysis, Vinhomes JSC stock appears to be overvalued.
The current stock price of ₫136,400.00 is trading 18.5% above its estimated GF Value™ of ₫115,070.25.
GuruFocus considers Vinhomes JSC to be Modestly Overvalued.
Key valuation signals for STC:VHM:
Cash Ratio: 0.38 (73% above median its 10-year median of 0.22)
GF Value™: ₫115,070.25 vs. price of ₫136,400.00 (18.5% above fair value)
Industry Position: 15.2% above the Real Estate median (#804 of 1733)
No single metric tells the full story. See the STC:VHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vinhomes JSC is a real estate development company. The current principal activities of the Company are to develop real estate property for sale, provide leasing of offices, render real estate management and related services, provide general contractor services, consulting and designing construction services, supervision and construction management services. The company has following operating segments: Sales of inventory properties: include the transfer of properties being constructed for sale at the Company and its subsidiaries' real estate projects; Rendering consultancy and general construction contractor services: includes general contractor to investors; construction consultancy and supervision and related services; Other business activities.
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