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Vinhomes JSCSTC:VHM -2.56%90 Debt-to-EBITDA is 1.20 as of Mar. 2026, which is 3% above its 10-year median of 1.16. GuruFocus rates STC:VHM with a GF Score™ of 90/100 and a GF Value™ of ₫115,065.07 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,275 Real Estate companies, Vinhomes JSC ranks better than 77.65% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Vinhomes JSC's Debt-to-EBITDA or its related term are showing as below:
STC:VHM'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.39 Med: 1.16 Max: 4.48
Current: 1.77
During the past 9 years, the highest Debt-to-EBITDA Ratio of Vinhomes JSC was 4.48. The lowest was 0.39. And the median was 1.16.
STC:VHM's Debt-to-EBITDA is ranked better than 77.65% of 1275
companies
in the Real Estate industry
Industry Median: 5.62
vs STC:VHM: 1.77
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Vinhomes JSC Debt-to-EBITDA Related Terms
Vinhomes JSC Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Vinhomes JSC's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Vinhomes JSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vinhomes JSC Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Vinhomes JSC's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Vinhomes JSC's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Vinhomes JSC (STC:VHM) has a Debt-to-EBITDA of 1.20 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vinhomes JSC. This is near median its historical median of 1.16. Over the past decade, Vinhomes JSC's Debt-to-EBITDA has ranged from 0.39 to 4.48. According to the industry distribution chart, Vinhomes JSC ranks #285 out of 1275 companies in the Real Estate industry, placing it in the top 22.4%.
Is Vinhomes JSC's Debt-to-EBITDA too high?
Vinhomes JSC's current Debt-to-EBITDA of 1.20 is near median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 4.48. The Real Estate industry median Debt-to-EBITDA is 5.62. Vinhomes JSC's value of 1.20 is 78.6% below this industry median. Based on the distribution chart, Vinhomes JSC ranks #285 out of 1275 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Vinhomes JSC has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vinhomes JSC's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Vinhomes JSC ranks #285 out of 1275 companies for Debt-to-EBITDA. This places Vinhomes JSC in the top 22% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.62. Vinhomes JSC's value of 1.20 is 78.6% below this benchmark. Historically, Vinhomes JSC's own Debt-to-EBITDA has ranged from 0.39 to 4.48 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 5.62, Vinhomes JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.62, based on 1,275 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vinhomes JSC's current Debt-to-EBITDA of 1.20 is 78.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vinhomes JSC. For the Real Estate industry, the median Debt-to-EBITDA is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vinhomes JSC's current Debt-to-EBITDA is 1.20, which is near median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vinhomes JSC stock overvalued right now?
Based on GuruFocus' analysis, Vinhomes JSC (STC:VHM) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫115,065.07, compared to a current price of ₫136,900.00 — trading 19% above its estimated fair value. The current Debt-to-EBITDA is 1.20, which is near median its 10-year median of 1.16 and 78.6% below the Real Estate industry median of 5.62. Vinhomes JSC's overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Vinhomes JSC (STC:VHM), the current Debt-to-EBITDA is 1.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vinhomes JSC (STC:VHM) Overvalued in 2026?
Based on GuruFocus' analysis, Vinhomes JSC stock appears to be overvalued.
The current stock price of ₫136,900.00 is trading 19% above its estimated GF Value™ of ₫115,065.07.
GuruFocus considers Vinhomes JSC to be Modestly Overvalued.
Key valuation signals for STC:VHM:
Debt-to-EBITDA: 1.20 (near median its 10-year median of 1.16)
GF Value™: ₫115,065.07 vs. price of ₫136,900.00 (19% above fair value)
Industry Position: 78.6% below the Real Estate median (#285 of 1275)
No single metric tells the full story. See the STC:VHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vinhomes JSC is a real estate development company. The current principal activities of the Company are to develop real estate property for sale, provide leasing of offices, render real estate management and related services, provide general contractor services, consulting and designing construction services, supervision and construction management services. The company has following operating segments: Sales of inventory properties: include the transfer of properties being constructed for sale at the Company and its subsidiaries' real estate projects; Rendering consultancy and general construction contractor services: includes general contractor to investors; construction consultancy and supervision and related services; Other business activities.
90GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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