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Vinhomes JSCSTC:VHM -0.56%93 Cash-to-Debt is 0.50 as of Jun. 2026, which is 33% below its 10-year median of 0.75. GuruFocus rates STC:VHM with a GF Score™ of 93/100 and a GF Value™ of ₫74,158.56 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,742 Real Estate companies, Vinhomes JSC ranks better than 71.99% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Vinhomes JSC's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.50.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Vinhomes JSCcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Vinhomes JSC's Cash-to-Debt or its related term are showing as below:
STC:VHM'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.12 Med: 0.75 Max: 1.9
Current: 0.86
During the past 9 years, Vinhomes JSC's highest Cash to Debt Ratio was 1.90. The lowest was 0.12. And the median was 0.75.
STC:VHM's Cash-to-Debt is ranked better than 71.99% of 1742
companies
in the Real Estate industry
Industry Median: 0.25
vs STC:VHM: 0.86
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Vinhomes JSC Cash-to-Debt Related Terms
Vinhomes JSC Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Vinhomes JSC's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Development subindustry, Vinhomes JSC's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vinhomes JSC Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Vinhomes JSC's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Vinhomes JSC's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vinhomes JSC (STC:VHM) has a Cash-to-Debt of 0.50 as of Jun. 2026. This is 33% below median its historical median of 0.75. Over the past decade, Vinhomes JSC's Cash-to-Debt has ranged from 0.12 to 1.90. According to the industry distribution chart, Vinhomes JSC ranks #488 out of 1742 companies in the Real Estate industry, placing it in the top 28%.
Is Vinhomes JSC's Cash-to-Debt too high?
Vinhomes JSC's current Cash-to-Debt of 0.50 is 33% below median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 1.90. The Real Estate industry median Cash-to-Debt is 0.25. Vinhomes JSC's value of 0.50 is 100% above this industry median. Based on the distribution chart, Vinhomes JSC ranks #488 out of 1742 companies in the Real Estate industry, which is above the industry midpoint. Overall, Vinhomes JSC has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vinhomes JSC's Cash-to-Debt compare to competitors?
According to the Real Estate industry distribution chart, Vinhomes JSC ranks #488 out of 1742 companies for Cash-to-Debt. This puts Vinhomes JSC in the upper half of its industry. The industry median Cash-to-Debt is 0.25. Vinhomes JSC's value of 0.50 is 100% above this benchmark. Historically, Vinhomes JSC's own Cash-to-Debt has ranged from 0.12 to 1.90 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 0.25, Vinhomes JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.25, based on 1,742 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vinhomes JSC's current Cash-to-Debt of 0.50 is 100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vinhomes JSC's current Cash-to-Debt is 0.50, which is 33% below median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vinhomes JSC stock overvalued right now?
Based on GuruFocus' analysis, Vinhomes JSC (STC:VHM) is currently considered Fairly Valued. The stock's GF Value™ is ₫74,158.56, compared to a current price of ₫71,000.00 — trading 4.3% below its estimated fair value. The current Cash-to-Debt is 0.50, which is 33% below median its 10-year median of 0.75 and 100% above the Real Estate industry median of 0.25. Vinhomes JSC's overall GF Score™ is 93/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Vinhomes JSC (STC:VHM), the current Cash-to-Debt is 0.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vinhomes JSC (STC:VHM) Overvalued in 2026?
Based on GuruFocus' analysis, Vinhomes JSC stock appears to be undervalued.
The current stock price of ₫71,000.00 is trading 4.3% below its estimated GF Value™ of ₫74,158.56.
GuruFocus considers Vinhomes JSC to be Fairly Valued.
Key valuation signals for STC:VHM:
Cash-to-Debt: 0.50 (33% below median its 10-year median of 0.75)
GF Value™: ₫74,158.56 vs. price of ₫71,000.00 (4.3% below fair value)
Industry Position: 100% above the Real Estate median (#488 of 1742)
No single metric tells the full story. See the STC:VHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vinhomes JSC is a real estate development company. The current principal activities of the Company are to develop real estate property for sale, provide leasing of offices, render real estate management and related services, provide general contractor services, consulting and designing construction services, supervision and construction management services. The company has following operating segments: Sales of inventory properties: include the transfer of properties being constructed for sale at the Company and its subsidiaries' real estate projects; Rendering consultancy and general construction contractor services: includes general contractor to investors; construction consultancy and supervision and related services; Other business activities.
93GF Score
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