Vinhomes JSCSTC:VHM +2.31%89 Interest Coverage is 11.74 as of Mar. 2026, which is 81% above its 10-year median of 6.49. GuruFocus rates STC:VHM with a GF Score™ of 89/100 and a GF Value™ of ₫110,790.02 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,295 Real Estate companies, Vinhomes JSC ranks better than 58.3% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Vinhomes JSC's
Operating Income
for the
three
months ended in Mar. 2026 was ₫30,055,792 Mil. Vinhomes JSC's Interest Expense for the
three
months ended in Mar. 2026 was ₫-2,561,005 Mil.
Vinhomes JSC's interest coverage for the quarter that ended in Mar. 2026 was 11.74.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Vinhomes JSC's Interest Coverage or its related term are showing as below:
STC:VHM'
s Interest Coverage Range Over the Past 10 Years
Min: 2.84 Med: 6.49 Max: 18.97
Current: 5.96
STC:VHM's Interest Coverage is ranked better than 58.3% of 1295
companies
in the Real Estate industry
Industry Median: 4.24
vs STC:VHM: 5.96
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Vinhomes JSC Interest Coverage Related Terms
Vinhomes JSC Interest Coverage Historical Data
* Premium members only.
The historical data trend for Vinhomes JSC's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Development subindustry, Vinhomes JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vinhomes JSC Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Vinhomes JSC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Vinhomes JSC's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vinhomes JSC (STC:VHM) has a Interest Coverage of 11.74 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vinhomes JSC and its competitors. This is 81% above median its historical median of 6.49. Over the past decade, Vinhomes JSC's Interest Coverage has ranged from 2.84 to 18.97. According to the industry distribution chart, Vinhomes JSC ranks #540 out of 1295 companies in the Real Estate industry, placing it in the top 41.7%.
Is Vinhomes JSC's Interest Coverage too high?
Vinhomes JSC's current Interest Coverage of 11.74 is 81% above median its 10-year median of 6.49. Over the past 10 years, this metric has ranged from a low of 2.84 to a high of 18.97. The Real Estate industry median Interest Coverage is 4.24. Vinhomes JSC's value of 11.74 is 176.9% above this industry median. Based on the distribution chart, Vinhomes JSC ranks #540 out of 1295 companies in the Real Estate industry, which is above the industry midpoint. Overall, Vinhomes JSC has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vinhomes JSC's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Vinhomes JSC ranks #540 out of 1295 companies for Interest Coverage. This puts Vinhomes JSC in the upper half of its industry. The industry median Interest Coverage is 4.24. Vinhomes JSC's value of 11.74 is 176.9% above this benchmark. Historically, Vinhomes JSC's own Interest Coverage has ranged from 2.84 to 18.97 over the past decade. While the company's 10-year median is 6.49 vs. the industry median of 4.24, Vinhomes JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vinhomes JSC's current Interest Coverage of 11.74 is 176.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vinhomes JSC and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vinhomes JSC's current Interest Coverage is 11.74, which is 81% above median its own 10-year median of 6.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vinhomes JSC stock overvalued right now?
Based on GuruFocus' analysis, Vinhomes JSC (STC:VHM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫110,790.02, compared to a current price of ₫159,600.00 — trading 44.1% above its estimated fair value. The current Interest Coverage is 11.74, which is 81% above median its 10-year median of 6.49 and 176.9% above the Real Estate industry median of 4.24. Vinhomes JSC's overall GF Score™ is 89/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vinhomes JSC (STC:VHM), the current Interest Coverage is 11.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vinhomes JSC (STC:VHM) Overvalued in 2026?
Based on GuruFocus' analysis, Vinhomes JSC stock appears to be overvalued.
The current stock price of ₫159,600.00 is trading 44.1% above its estimated GF Value™ of ₫110,790.02.
GuruFocus considers Vinhomes JSC to be Significantly Overvalued.
Key valuation signals for STC:VHM:
Interest Coverage: 11.74 (81% above median its 10-year median of 6.49)
GF Value™: ₫110,790.02 vs. price of ₫159,600.00 (44.1% above fair value)
Industry Position: 176.9% above the Real Estate median (#540 of 1295)
No single metric tells the full story. See the STC:VHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vinhomes JSC is a real estate development company. The current principal activities of the Company are to develop real estate property for sale, provide leasing of offices, render real estate management and related services, provide general contractor services, consulting and designing construction services, supervision and construction management services. The company has following operating segments: Sales of inventory properties: include the transfer of properties being constructed for sale at the Company and its subsidiaries' real estate projects; Rendering consultancy and general construction contractor services: includes general contractor to investors; construction consultancy and supervision and related services; Other business activities.
89GF Score
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