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Tian Ruixiang HoldingsTIRXF +50.00% Cash Ratio is 8.50 as of Apr. 2025. Among 64 Insurance companies, Tian Ruixiang Holdings ranks better than 96.87% on this metric.
Tian Ruixiang Holdings has a Cash Ratio of 8.50. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Tian Ruixiang Holdings's Cash Ratio or its related term are showing as below:
TIRXF's Cash Ratio is not ranked *
in the Insurance industry.
Industry Median: 0.745 * Ranked among companies with meaningful Cash Ratio only.
Tian Ruixiang Holdings (OTCPK:TIRXF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Tian Ruixiang Holdings's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tian Ruixiang Holdings Cash Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Tian Ruixiang Holdings's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Tian Ruixiang Holdings's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tian Ruixiang Holdings (TIRXF) has a Cash Ratio of 8.50 as of Apr. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Tian Ruixiang Holdings and its competitors. According to the industry distribution chart, Tian Ruixiang Holdings ranks #2 out of 64 companies in the Insurance industry, placing it in the top 3.1%.
Is Tian Ruixiang Holdings' Cash Ratio too high?
Tian Ruixiang Holdings' current Cash Ratio is 8.50. The Insurance industry median Cash Ratio is 0.75. Tian Ruixiang Holdings' value of 8.50 is 1040.9% above this industry median. Based on the distribution chart, Tian Ruixiang Holdings ranks #2 out of 64 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers.
How does Tian Ruixiang Holdings' Cash Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, Tian Ruixiang Holdings ranks #2 out of 64 companies for Cash Ratio. This places Tian Ruixiang Holdings in the top 3% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.75. Tian Ruixiang Holdings' value of 8.50 is 1040.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Insurance company?
The median Cash Ratio among Insurance companies is 0.75, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tian Ruixiang Holdings's current Cash Ratio of 8.50 is 1040.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Tian Ruixiang Holdings and its competitors. For the Insurance industry, the median Cash Ratio is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tian Ruixiang Holdings's current Cash Ratio is 8.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tian Ruixiang Holdings stock overvalued right now?
Tian Ruixiang Holdings (TIRXF) has a current Cash Ratio of 8.50. The current Cash Ratio is 8.50 and 1040.9% above the Insurance industry median of 0.75. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Tian Ruixiang Holdings (TIRXF), the current Cash Ratio is 8.50 as of Apr. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Tian Ruixiang Holdings Ltd is an Insurance Brokerage firm. It distributes a wide range of insurance products, which are categorized into two groups; property and casualty insurance, such as commercial property insurance, liability insurance, accidental insurance, and automobile insurance; and other insurances, such as health insurance, life insurance, and miscellaneous insurances. It also generates a small amount of revenue from risk management services. The firm act on behalf of its customers seeking insurance coverage from insurance companies. It generates revenue from the provision of insurance brokerage services.
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