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Tian Ruixiang HoldingsTIRXF +50.00% Current Ratio is 11.50 as of Apr. 2025. Among 64 Insurance companies, Tian Ruixiang Holdings ranks better than 93.75% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Tian Ruixiang Holdings's current ratio for the quarter that ended in Apr. 2025 was 11.50.
Tian Ruixiang Holdings has a current ratio of 11.50. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Tian Ruixiang Holdings's Current Ratio or its related term are showing as below:
TIRXF's Current Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.7 * Ranked among companies with meaningful Current Ratio only.
Tian Ruixiang Holdings (OTCPK:TIRXF) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Tian Ruixiang Holdings Current Ratio Related Terms
Tian Ruixiang Holdings Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Tian Ruixiang Holdings's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tian Ruixiang Holdings Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Tian Ruixiang Holdings's Current Ratio distribution charts can be found below:
* The bar in red indicates where Tian Ruixiang Holdings's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tian Ruixiang Holdings (TIRXF) has a Current Ratio of 11.50 as of Apr. 2025. According to the industry distribution chart, Tian Ruixiang Holdings ranks #4 out of 64 companies in the Insurance industry, placing it in the top 6.2%.
Is Tian Ruixiang Holdings' Current Ratio too high?
Tian Ruixiang Holdings' current Current Ratio is 11.50. The Insurance industry median Current Ratio is 1.70. Tian Ruixiang Holdings' value of 11.50 is 576.5% above this industry median. Based on the distribution chart, Tian Ruixiang Holdings ranks #4 out of 64 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers.
How does Tian Ruixiang Holdings' Current Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, Tian Ruixiang Holdings ranks #4 out of 64 companies for Current Ratio. This places Tian Ruixiang Holdings in the top 6% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.70. Tian Ruixiang Holdings' value of 11.50 is 576.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.70, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tian Ruixiang Holdings's current Current Ratio of 11.50 is 576.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tian Ruixiang Holdings's current Current Ratio is 11.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tian Ruixiang Holdings stock overvalued right now?
Tian Ruixiang Holdings (TIRXF) has a current Current Ratio of 11.50. The current Current Ratio is 11.50 and 576.5% above the Insurance industry median of 1.70. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Tian Ruixiang Holdings (TIRXF), the current Current Ratio is 11.50 as of Apr. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Tian Ruixiang Holdings Ltd is an Insurance Brokerage firm. It distributes a wide range of insurance products, which are categorized into two groups; property and casualty insurance, such as commercial property insurance, liability insurance, accidental insurance, and automobile insurance; and other insurances, such as health insurance, life insurance, and miscellaneous insurances. It also generates a small amount of revenue from risk management services. The firm act on behalf of its customers seeking insurance coverage from insurance companies. It generates revenue from the provision of insurance brokerage services.
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