TIRXF (Tian Ruixiang Holdings) ROA %: -12.89% (As of Apr. 2025)

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What is Tian Ruixiang Holdings ROA %?

Tian Ruixiang Holdings TIRXF +50.00% ROA % is -12.89% as of Apr. 2025. Among 504 Insurance companies, Tian Ruixiang Holdings ranks worse than 97.22% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Tian Ruixiang Holdings's annualized Net Income for the quarter that ended in Apr. 2025 was $-5.78 Mil. Tian Ruixiang Holdings's average Total Assets over the quarter that ended in Apr. 2025 was $44.84 Mil. Therefore, Tian Ruixiang Holdings's annualized ROA % for the quarter that ended in Apr. 2025 was -12.89%.

The historical rank and industry rank for Tian Ruixiang Holdings's ROA % or its related term are showing as below:

TIRXF's ROA % is not ranked *
in the Insurance industry.
Industry Median: 2.61
* Ranked among companies with meaningful ROA % only.

Tian Ruixiang Holdings  (OTCPK:TIRXF) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Apr. 2025 )
=Net Income/Total Assets
=-5.78/44.836
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-5.78 / 5.646)*(5.646 / 44.836)
=Net Margin %*Asset Turnover
=-102.37 %*0.1259
=-12.89 %

Note: The Net Income data used here is two times the semi-annual (Apr. 2025) net income data. The Revenue data used here is two times the semi-annual (Apr. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Tian Ruixiang Holdings ROA % Related Terms


Tian Ruixiang Holdings ROA % Historical Data

* Premium members only.

The historical data trend for Tian Ruixiang Holdings's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tian Ruixiang Holdings ROA % Chart

Tian Ruixiang Holdings Annual Data
Trend Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24
ROA %
Get a 7-Day Free Trial 6.87 -7.72 -12.43 -6.96 -10.57

Tian Ruixiang Holdings Semi-Annual Data
Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.25 -5.34 -14.19 -7.09 -12.89

TIRXF vs MRSH, AON, AJG: ROA % Comparison

For the Insurance Brokers subindustry, Tian Ruixiang Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tian Ruixiang Holdings ROA % vs Insurance Industry

For the Insurance industry and Financial Services sector, Tian Ruixiang Holdings's ROA % distribution charts can be found below:

* The bar in red indicates where Tian Ruixiang Holdings's ROA % falls into.



Tian Ruixiang Holdings ROA % Calculation

Tian Ruixiang Holdings's annualized ROA % for the fiscal year that ended in Oct. 2024 is calculated as:

ROA %=Net Income (A: Oct. 2024 )/( (Total Assets (A: Oct. 2023 )+Total Assets (A: Oct. 2024 ))/ count )
=-3.987/( (35.48+39.979)/ 2 )
=-3.987/37.7295
=-10.57 %

Tian Ruixiang Holdings's annualized ROA % for the quarter that ended in Apr. 2025 is calculated as:

ROA %=Net Income (Q: Apr. 2025 )/( (Total Assets (Q: Oct. 2024 )+Total Assets (Q: Apr. 2025 ))/ count )
=-5.78/( (39.979+49.693)/ 2 )
=-5.78/44.836
=-12.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Apr. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -12.89% mean?
Tian Ruixiang Holdings (TIRXF) has a ROA % of -12.89% as of Apr. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Tian Ruixiang Holdings and its competitors. According to the industry distribution chart, Tian Ruixiang Holdings ranks #490 out of 504 companies in the Insurance industry, placing it in the top 97.2%.
Is Tian Ruixiang Holdings' ROA % too high?
Tian Ruixiang Holdings' current ROA % is -12.89%. Based on the distribution chart, Tian Ruixiang Holdings ranks #490 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers.
How does Tian Ruixiang Holdings' ROA % compare to MRSH and AON?
According to the Insurance industry distribution chart, Tian Ruixiang Holdings ranks #490 out of 504 companies for ROA %. This places Tian Ruixiang Holdings in the lower half of its industry. The industry median ROA % is 2.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.61, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Tian Ruixiang Holdings and its competitors. For the Insurance industry, the median ROA % is 2.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tian Ruixiang Holdings's current ROA % is -12.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tian Ruixiang Holdings stock overvalued right now?
Tian Ruixiang Holdings (TIRXF) has a current ROA % of -12.89%. The current ROA % is -12.89%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Tian Ruixiang Holdings (TIRXF), the current ROA % is -12.89% as of Apr. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Tian Ruixiang Holdings Business Description

Address Room 918, Jingding Building, Xicheng District, Beijing, CHN, 100000
Tian Ruixiang Holdings Ltd is an Insurance Brokerage firm. It distributes a wide range of insurance products, which are categorized into two groups; property and casualty insurance, such as commercial property insurance, liability insurance, accidental insurance, and automobile insurance; and other insurances, such as health insurance, life insurance, and miscellaneous insurances. It also generates a small amount of revenue from risk management services. The firm act on behalf of its customers seeking insurance coverage from insurance companies. It generates revenue from the provision of insurance brokerage services.