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Topicus comTOITF -1.29%58 Cash Ratio is 0.32 as of Mar. 2026, which is 14% above its 10-year median of 0.28. GuruFocus rates TOITF with a GF Score™ of 58/100 and a GF Value™ of $138.18 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,812 Software companies, Topicus com ranks worse than 72.44% on this metric.
Topicus com has a Cash Ratio of 0.32. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Topicus com's Cash Ratio or its related term are showing as below:
TOITF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.02 Med: 0.28 Max: 0.42
Current: 0.32
During the past 7 years, Topicus com's highest Cash Ratio was 0.42. The lowest was 0.02. And the median was 0.28.
TOITF's Cash Ratio is ranked worse than 72.44% of 2812
companies
in the Software industry
Industry Median: 0.78
vs TOITF: 0.32
Topicus com (OTCPK:TOITF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Topicus com Cash Ratio Related Terms
Topicus com Cash Ratio Historical Data
* Premium members only.
The historical data trend for Topicus com's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Topicus com's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Topicus com Cash Ratio vs Software Industry
For the Software industry and Technology sector, Topicus com's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Topicus com's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Topicus com (TOITF) has a Cash Ratio of 0.32 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Topicus com and its competitors. This is 14% above median its historical median of 0.28. Over the past decade, Topicus com's Cash Ratio has ranged from 0.02 to 0.42. According to the industry distribution chart, Topicus com ranks #2037 out of 2812 companies in the Software industry, placing it in the top 72.4%.
Is Topicus com's Cash Ratio too high?
Topicus com's current Cash Ratio of 0.32 is 14% above median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.42. The Software industry median Cash Ratio is 0.78. Topicus com's value of 0.32 is 59% below this industry median. Based on the distribution chart, Topicus com ranks #2037 out of 2812 companies in the Software industry, which is below the industry midpoint. Overall, Topicus com has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Topicus com's Cash Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Topicus com ranks #2037 out of 2812 companies for Cash Ratio. This places Topicus com in the lower half of its industry. The industry median Cash Ratio is 0.78. Topicus com's value of 0.32 is 59% below this benchmark. Historically, Topicus com's own Cash Ratio has ranged from 0.02 to 0.42 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 0.78, Topicus com has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.78, based on 2,812 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Topicus com's current Cash Ratio of 0.32 is 59% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Topicus com and its competitors. For the Software industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Topicus com's current Cash Ratio is 0.32, which is 14% above median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Topicus com stock overvalued right now?
Based on GuruFocus' analysis, Topicus com (TOITF) is currently considered Significantly Undervalued. The stock's GF Value™ is $138.18, compared to a current price of $64.23 — trading 53.5% below its estimated fair value. The current Cash Ratio is 0.32, which is 14% above median its 10-year median of 0.28 and 59% below the Software industry median of 0.78. Topicus com's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Topicus com (TOITF), the current Cash Ratio is 0.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Topicus com (TOITF) Overvalued in 2026?
Based on GuruFocus' analysis, Topicus com stock appears to be undervalued.
The current stock price of $64.23 is trading 53.5% below its estimated GF Value™ of $138.18.
GuruFocus considers Topicus com to be Significantly Undervalued.
Key valuation signals for TOITF:
Cash Ratio: 0.32 (14% above median its 10-year median of 0.28)
GF Value™: $138.18 vs. price of $64.23 (53.5% below fair value)
Industry Position: 59% below the Software median (#2037 of 2812)
No single metric tells the full story. See the TOITF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Topicus com Inc is engaged in the development, installation, and customization of vertical market software and the provision of related professional services and support for customers across several diverse markets, mainly in Europe. Its revenue consists mainly of software license fees, maintenance and other recurring fees, professional service fees, and hardware sales. Geographically, the company generates maximum revenue from its business in the Netherlands, and the rest from other markets.
58GF Score
Get the complete analysis for TOITF
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