TOITF (Topicus com) Retained Earnings: $398 Mil (As of Mar. 2026)


TOITF Topicus com Inc TOITF
58 GF Score
Price $64.75
GF Value $129.74
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Topicus com Retained Earnings?

Topicus com TOITF +0.69% 58 Retained Earnings is $398 Mil as of Mar. 2026. GuruFocus rates TOITF with a GF Score™ of 58/100 and a GF Value™ of $129.74 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Topicus com's retained earnings for the quarter that ended in Mar. 2026 was $398 Mil.

Topicus com's quarterly retained earnings increased from Sep. 2025 ($306 Mil) to Dec. 2025 ($363 Mil) and increased from Dec. 2025 ($363 Mil) to Mar. 2026 ($398 Mil).

Topicus com's annual retained earnings declined from Dec. 2023 ($324 Mil) to Dec. 2024 ($279 Mil) but then increased from Dec. 2024 ($279 Mil) to Dec. 2025 ($363 Mil).


Topicus com  (OTCPK:TOITF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Topicus com Retained Earnings Historical Data

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The historical data trend for Topicus com's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Topicus com Retained Earnings Chart

Topicus com Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial -2,013.69 240.38 324.30 278.83 362.77

Topicus com Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 314.66 390.54 305.63 362.77 397.58
TOITF
58GF Score
Topicus com Inc TOITF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Topicus com Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $398 Mil mean?
Topicus com (TOITF) has a Retained Earnings of $398 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Topicus com and its competitors.
Is Topicus com's Retained Earnings too high?
Topicus com's current Retained Earnings is $398 Mil. Overall, Topicus com has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Topicus com's Retained Earnings compare to MSFT and ORCL?
Topicus com's Retained Earnings of $398 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Topicus com and its competitors. Topicus com's current Retained Earnings is $398 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Topicus com stock overvalued right now?
Based on GuruFocus' analysis, Topicus com (TOITF) is currently considered Significantly Undervalued. The stock's GF Value™ is $129.74, compared to a current price of $64.75 — trading 50.1% below its estimated fair value. The current Retained Earnings is $398 Mil. Topicus com's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Topicus com (TOITF), the current Retained Earnings is $398 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Topicus com (TOITF) Overvalued in 2026?

Based on GuruFocus' analysis, Topicus com stock appears to be undervalued. The current stock price of $64.75 is trading 50.1% below its estimated GF Value™ of $129.74. GuruFocus considers Topicus com to be Significantly Undervalued.

Key valuation signals for TOITF:

  • Retained Earnings: $398 Mil
  • GF Value™: $129.74 vs. price of $64.75 (50.1% below fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the TOITF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Topicus com Business Description

Other Exchanges 60D:GermanyTOI:Canada
Address 66 Wellington Street West, Suite 5300, Td Bank Tower, Toronto, ON, CAN, M5K 1E6
Topicus com Inc is engaged in the development, installation, and customization of vertical market software and the provision of related professional services and support for customers across several diverse markets, mainly in Europe. Its revenue consists mainly of software license fees, maintenance and other recurring fees, professional service fees, and hardware sales. Geographically, the company generates maximum revenue from its business in the Netherlands, and the rest from other markets.
58GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.75
Price
$129.74
GF Value