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Topicus comTOITF +1.87%58 Debt-to-Equity is 1.07 as of Mar. 2026, which is 2% below its 10-year median of 1.09. GuruFocus rates TOITF with a GF Score™ of 58/100 and a GF Value™ of $138.33 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,241 Software companies, Topicus com ranks worse than 86.43% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Topicus com's Debt-to-Equity or its related term are showing as below:
TOITF'
s Debt-to-Equity Range Over the Past 10 Years
Min: -0.32 Med: 1.09 Max: 1.99
Current: 1.07
During the past 7 years, the highest Debt-to-Equity Ratio of Topicus com was 1.99. The lowest was -0.32. And the median was 1.09.
TOITF's Debt-to-Equity is ranked worse than 86.43% of 2241
companies
in the Software industry
Industry Median: 0.19
vs TOITF: 1.07
Topicus com (OTCPK:TOITF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Topicus com Debt-to-Equity Related Terms
Topicus com Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Topicus com's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TOITF vs MSFT, ORCL, PLTR: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, Topicus com's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Topicus com Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Topicus com's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Topicus com's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Topicus com (TOITF) has a Debt-to-Equity of 1.07 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Topicus com and its competitors. This is near median its historical median of 1.09. According to the industry distribution chart, Topicus com ranks #1937 out of 2241 companies in the Software industry, placing it in the top 86.4%.
Is Topicus com's Debt-to-Equity too high?
Topicus com's current Debt-to-Equity of 1.07 is near median its 10-year median of 1.09. The Software industry median Debt-to-Equity is 0.19. Topicus com's value of 1.07 is 463.2% above this industry median. Based on the distribution chart, Topicus com ranks #1937 out of 2241 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Topicus com has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Topicus com's Debt-to-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Topicus com ranks #1937 out of 2241 companies for Debt-to-Equity. This places Topicus com in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Topicus com's value of 1.07 is 463.2% above this benchmark. While the company's 10-year median is 1.09 vs. the industry median of 0.19, Topicus com has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,241 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Topicus com's current Debt-to-Equity of 1.07 is 463.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Topicus com and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Topicus com's current Debt-to-Equity is 1.07, which is near median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Topicus com stock overvalued right now?
Based on GuruFocus' analysis, Topicus com (TOITF) is currently considered Significantly Undervalued. The stock's GF Value™ is $138.33, compared to a current price of $67.24 — trading 51.4% below its estimated fair value. The current Debt-to-Equity is 1.07, which is near median its 10-year median of 1.09 and 463.2% above the Software industry median of 0.19. Topicus com's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Topicus com (TOITF), the current Debt-to-Equity is 1.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Topicus com (TOITF) Overvalued in 2026?
Based on GuruFocus' analysis, Topicus com stock appears to be undervalued.
The current stock price of $67.24 is trading 51.4% below its estimated GF Value™ of $138.33.
GuruFocus considers Topicus com to be Significantly Undervalued.
Key valuation signals for TOITF:
Debt-to-Equity: 1.07 (near median its 10-year median of 1.09)
GF Value™: $138.33 vs. price of $67.24 (51.4% below fair value)
Industry Position: 463.2% above the Software median (#1937 of 2241)
No single metric tells the full story. See the TOITF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Topicus com Inc is engaged in the development, installation, and customization of vertical market software and the provision of related professional services and support for customers across several diverse markets, mainly in Europe. Its revenue consists mainly of software license fees, maintenance and other recurring fees, professional service fees, and hardware sales. Geographically, the company generates maximum revenue from its business in the Netherlands, and the rest from other markets.
58GF Score
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