TOITF (Topicus com) Intrinsic Value: Projected FCF: $29.06 (As of Sep. 01, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TOITF Topicus com Inc TOITF
67 GF Score
Price $74.23
GF Value $132.98
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Topicus com Intrinsic Value: Projected FCF?

Topicus com TOITF -1.94% 67 Intrinsic Value: Projected FCF is $29.06 as of Sep. 01, 2026. GuruFocus rates TOITF with a GF Score™ of 67/100 and a GF Value™ of $132.98 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,467 Software companies, Topicus com ranks worse than 69.73% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-09-01), Topicus com's Intrinsic Value: Projected FCF is $29.06. The stock price of Topicus com is $74.23. Therefore, Topicus com's Price-to-Intrinsic-Value-Projected-FCF of today is 2.6.

The historical rank and industry rank for Topicus com's Intrinsic Value: Projected FCF or its related term are showing as below:

TOITF' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 2.24   Med: 2.37   Max: 4.09
Current: 2.55

During the past 7 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Topicus com was 4.09. The lowest was 2.24. And the median was 2.37.

TOITF's Price-to-Projected-FCF is ranked worse than
69.73% of 1467 companies
in the Software industry
Industry Median: 1.46 vs TOITF: 2.55

Topicus com  (OTCPK:TOITF) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Topicus com's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=74.23/28.05263046242
=2.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Topicus com Intrinsic Value: Projected FCF Related Terms


Topicus com Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Topicus com's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Topicus com Intrinsic Value: Projected FCF Chart

Topicus com Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 22.60

Topicus com Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 22.60 28.54 28.46

TOITF vs MSFT, PLTR, ORCL: Intrinsic Value: Projected FCF Comparison

For the Software - Infrastructure subindustry, Topicus com's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Topicus com Price-to-Projected-FCF vs Software Industry

For the Software industry and Technology sector, Topicus com's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Topicus com's Price-to-Projected-FCF falls into.


TOITF
67GF Score
Topicus com Inc TOITF
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Topicus com Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Topicus com's Free Cash Flow(6 year avg) = $291.76.

Topicus com's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Jun26)*0.8)/Shares Outstanding (Diluted Average)
=(10.770154119158*291.76192+625.111*0.8)/129.842
=28.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of $29.06 mean?
Topicus com (TOITF) has a Intrinsic Value: Projected FCF of $29.06 as of Sep. 01, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Topicus com and its competitors. According to the industry distribution chart, Topicus com ranks #1023 out of 1467 companies in the Software industry, placing it in the top 69.7%.
Is Topicus com's Intrinsic Value: Projected FCF too high?
Topicus com's current Intrinsic Value: Projected FCF is $29.06. The Software industry median Intrinsic Value: Projected FCF is 1.46. Topicus com's value of $29.06 is 1890.4% above this industry median. Based on the distribution chart, Topicus com ranks #1023 out of 1467 companies in the Software industry, which is below the industry midpoint. Overall, Topicus com has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Topicus com's Intrinsic Value: Projected FCF compare to MSFT and PLTR?
According to the Software industry distribution chart, Topicus com ranks #1023 out of 1467 companies for Intrinsic Value: Projected FCF. This places Topicus com in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 1.46. Topicus com's value of $29.06 is 1890.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Software company?
The median Intrinsic Value: Projected FCF among Software companies is 1.46, based on 1,467 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Topicus com's current Intrinsic Value: Projected FCF of $29.06 is 1890.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Topicus com and its competitors. For the Software industry, the median Intrinsic Value: Projected FCF is 1.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Topicus com's current Intrinsic Value: Projected FCF is $29.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Topicus com stock overvalued right now?
Based on GuruFocus' analysis, Topicus com (TOITF) is currently considered Significantly Undervalued. The stock's GF Value™ is $132.98, compared to a current price of $74.23 — trading 44.2% below its estimated fair value. The current Intrinsic Value: Projected FCF is $29.06 and 1890.4% above the Software industry median of 1.46. Topicus com's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Topicus com (TOITF), the current Intrinsic Value: Projected FCF is $29.06 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Topicus com (TOITF) Overvalued in 2026?

Based on GuruFocus' analysis, Topicus com stock appears to be undervalued. The current stock price of $74.23 is trading 44.2% below its estimated GF Value™ of $132.98. GuruFocus considers Topicus com to be Significantly Undervalued.

Key valuation signals for TOITF:

  • Intrinsic Value: Projected FCF: $29.06
  • GF Value™: $132.98 vs. price of $74.23 (44.2% below fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 1890.4% above the Software median (#1023 of 1467)

No single metric tells the full story. See the TOITF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Topicus com Business Description

Other Exchanges 60D:GermanyTOI:Canada
Address 66 Wellington Street West, Suite 5300, Td Bank Tower, Toronto, ON, CAN, M5K 1E6
Topicus com Inc is engaged in the development, installation, and customization of vertical market software and the provision of related professional services and support for customers across several diverse markets, mainly in Europe. Its revenue consists mainly of software license fees, maintenance and other recurring fees, professional service fees, and hardware sales. Geographically, the company generates maximum revenue from its business in the Netherlands, and the rest from other markets.
67GF Score

Get the complete analysis for TOITF

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.23
Price
$132.98
GF Value