TOITF (Topicus com) ROA %: 5.33% (As of Mar. 2026) — Near Median


TOITF Topicus com Inc TOITF
58 GF Score
Price $65.24
GF Value $138.67
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Topicus com ROA %?

Topicus com TOITF +0.83% 58 ROA % is 5.33% as of Mar. 2026, which is 1% above its 10-year median of 5.30. GuruFocus rates TOITF with a GF Score™ of 58/100 and a GF Value™ of $138.67 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,885 Software companies, Topicus com ranks worse than 51.72% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Topicus com's annualized Net Income for the quarter that ended in Mar. 2026 was $158 Mil. Topicus com's average Total Assets over the quarter that ended in Mar. 2026 was $2,968 Mil. Therefore, Topicus com's annualized ROA % for the quarter that ended in Mar. 2026 was 5.33%.

The historical rank and industry rank for Topicus com's ROA % or its related term are showing as below:

TOITF' s ROA % Range Over the Past 10 Years
Min: -219.19   Med: 5.3   Max: 8.55
Current: 1.26

During the past 7 years, Topicus com's highest ROA % was 8.55%. The lowest was -219.19%. And the median was 5.30%.

TOITF's ROA % is ranked worse than
51.72% of 2885 companies
in the Software industry
Industry Median: 1.68 vs TOITF: 1.26

Topicus com  (OTCPK:TOITF) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=158.192/2968.0115
=(Net Income / Revenue)*(Revenue / Total Assets)
=(158.192 / 2014.744)*(2014.744 / 2968.0115)
=Net Margin %*Asset Turnover
=7.85 %*0.6788
=5.33 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Topicus com ROA % Related Terms


Topicus com ROA % Historical Data

* Premium members only.

The historical data trend for Topicus com's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Topicus com ROA % Chart

Topicus com Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial -219.25 4.43 5.33 6.08 2.15

Topicus com Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.16 4.88 -13.28 7.97 5.33

TOITF vs MSFT, ORCL, PLTR: ROA % Comparison

For the Software - Infrastructure subindustry, Topicus com's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Topicus com ROA % vs Software Industry

For the Software industry and Technology sector, Topicus com's ROA % distribution charts can be found below:

* The bar in red indicates where Topicus com's ROA % falls into.


TOITF
58GF Score
Topicus com Inc TOITF
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Topicus com ROA % Calculation

Topicus com's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=48.899/( (1608.241+2942.826)/ 2 )
=48.899/2275.5335
=2.15 %

Topicus com's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=158.192/( (2942.826+2993.197)/ 2 )
=158.192/2968.0115
=5.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 5.33% mean?
Topicus com (TOITF) has a ROA % of 5.33% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Topicus com and its competitors. This is near median its historical median of 5.30. According to the industry distribution chart, Topicus com ranks #1492 out of 2885 companies in the Software industry, placing it in the top 51.7%.
Is Topicus com's ROA % too high?
Topicus com's current ROA % of 5.33% is near median its 10-year median of 5.30. The Software industry median ROA % is 1.68. Topicus com's value of 5.33% is 217.3% above this industry median. Based on the distribution chart, Topicus com ranks #1492 out of 2885 companies in the Software industry, which is below the industry midpoint. Overall, Topicus com has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Topicus com's ROA % compare to MSFT and ORCL?
According to the Software industry distribution chart, Topicus com ranks #1492 out of 2885 companies for ROA %. This places Topicus com in the lower half of its industry. The industry median ROA % is 1.68. Topicus com's value of 5.33% is 217.3% above this benchmark. While the company's 10-year median is 5.30 vs. the industry median of 1.68, Topicus com has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Topicus com's current ROA % of 5.33% is 217.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Topicus com and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Topicus com's current ROA % is 5.33%, which is near median its own 10-year median of 5.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Topicus com stock overvalued right now?
Based on GuruFocus' analysis, Topicus com (TOITF) is currently considered Significantly Undervalued. The stock's GF Value™ is $138.67, compared to a current price of $65.24 — trading 53% below its estimated fair value. The current ROA % is 5.33%, which is near median its 10-year median of 5.30 and 217.3% above the Software industry median of 1.68. Topicus com's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Topicus com (TOITF), the current ROA % is 5.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Topicus com (TOITF) Overvalued in 2026?

Based on GuruFocus' analysis, Topicus com stock appears to be undervalued. The current stock price of $65.24 is trading 53% below its estimated GF Value™ of $138.67. GuruFocus considers Topicus com to be Significantly Undervalued.

Key valuation signals for TOITF:

  • ROA %: 5.33% (near median its 10-year median of 5.30)
  • GF Value™: $138.67 vs. price of $65.24 (53% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 217.3% above the Software median (#1492 of 2885)

No single metric tells the full story. See the TOITF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Topicus com Business Description

Other Exchanges 60D:GermanyTOI:Canada
Address 66 Wellington Street West, Suite 5300, Td Bank Tower, Toronto, ON, CAN, M5K 1E6
Topicus com Inc is engaged in the development, installation, and customization of vertical market software and the provision of related professional services and support for customers across several diverse markets, mainly in Europe. Its revenue consists mainly of software license fees, maintenance and other recurring fees, professional service fees, and hardware sales. Geographically, the company generates maximum revenue from its business in the Netherlands, and the rest from other markets.
58GF Score

Get the complete analysis for TOITF

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$65.24
Price
$138.67
GF Value