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Sun Life Holding CoTSE:7040 -0.51%79 Cash Ratio is 4.03 as of Mar. 2026, which is 7% below its 10-year median of 4.33. GuruFocus rates TSE:7040 with a GF Score™ of 79/100 and a GF Value™ of 円1,007.18 (Fairly Valued). The stock has 3 warning signs investors should review. Among 95 Personal Services companies, Sun Life Holding Co ranks better than 96.84% on this metric.
Sun Life Holding Co has a Cash Ratio of 4.03. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Sun Life Holding Co's Cash Ratio or its related term are showing as below:
TSE:7040'
s Cash Ratio Range Over the Past 10 Years
Min: 3.98 Med: 4.33 Max: 5.84
Current: 4.1
During the past 8 years, Sun Life Holding Co's highest Cash Ratio was 5.84. The lowest was 3.98. And the median was 4.33.
TSE:7040's Cash Ratio is ranked better than 96.84% of 95
companies
in the Personal Services industry
Industry Median: 0.5
vs TSE:7040: 4.10
Sun Life Holding Co (TSE:7040) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Sun Life Holding Co Cash Ratio Related Terms
Sun Life Holding Co Cash Ratio Historical Data
* Premium members only.
The historical data trend for Sun Life Holding Co's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, Sun Life Holding Co's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Holding Co Cash Ratio vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Sun Life Holding Co's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Sun Life Holding Co's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sun Life Holding Co (TSE:7040) has a Cash Ratio of 4.03 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Sun Life Holding Co and its competitors. This is near median its historical median of 4.33. Over the past decade, Sun Life Holding Co's Cash Ratio has ranged from 3.98 to 5.84. According to the industry distribution chart, Sun Life Holding Co ranks #3 out of 95 companies in the Personal Services industry, placing it in the top 3.2%.
Is Sun Life Holding Co's Cash Ratio too high?
Sun Life Holding Co's current Cash Ratio of 4.03 is near median its 10-year median of 4.33. Over the past 10 years, this metric has ranged from a low of 3.98 to a high of 5.84. The Personal Services industry median Cash Ratio is 0.50. Sun Life Holding Co's value of 4.03 is 706% above this industry median. Based on the distribution chart, Sun Life Holding Co ranks #3 out of 95 companies in the Personal Services industry, which is in the top quartile — a strong position relative to peers. Overall, Sun Life Holding Co has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Holding Co's Cash Ratio compare to ROL and SCI?
According to the Personal Services industry distribution chart, Sun Life Holding Co ranks #3 out of 95 companies for Cash Ratio. This places Sun Life Holding Co in the top 3% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.50. Sun Life Holding Co's value of 4.03 is 706% above this benchmark. Historically, Sun Life Holding Co's own Cash Ratio has ranged from 3.98 to 5.84 over the past decade. While the company's 10-year median is 4.33 vs. the industry median of 0.50, Sun Life Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Personal Services company?
The median Cash Ratio among Personal Services companies is 0.50, based on 95 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Holding Co's current Cash Ratio of 4.03 is 706% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Sun Life Holding Co and its competitors. For the Personal Services industry, the median Cash Ratio is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Holding Co's current Cash Ratio is 4.03, which is near median its own 10-year median of 4.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Holding Co (TSE:7040) is currently considered Fairly Valued. The stock's GF Value™ is 円1,007.18, compared to a current price of 円970.00 — trading 3.7% below its estimated fair value. The current Cash Ratio is 4.03, which is near median its 10-year median of 4.33 and 706% above the Personal Services industry median of 0.50. Sun Life Holding Co's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Sun Life Holding Co (TSE:7040), the current Cash Ratio is 4.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Holding Co (TSE:7040) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Holding Co stock appears to be undervalued.
The current stock price of 円970.00 is trading 3.7% below its estimated GF Value™ of 円1,007.18.
GuruFocus considers Sun Life Holding Co to be Fairly Valued.
Key valuation signals for TSE:7040:
Cash Ratio: 4.03 (near median its 10-year median of 4.33)
GF Value™: 円1,007.18 vs. price of 円970.00 (3.7% below fair value)
Industry Position: 706% above the Personal Services median (#3 of 95)
No single metric tells the full story. See the TSE:7040 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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