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Sun Life Holding CoTSE:7040 -1.34%83 Return-on-Tangible-Equity is 9.85% as of Mar. 2026, which is 1% below its 10-year median of 9.93. GuruFocus rates TSE:7040 with a GF Score™ of 83/100 and a GF Value™ of 円1,001.88 (Fairly Valued). The stock has 4 warning signs investors should review. Among 84 Personal Services companies, Sun Life Holding Co ranks worse than 57.14% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Sun Life Holding Co's annualized net income for the quarter that ended in Mar. 2026 was 円602 Mil. Sun Life Holding Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was 円6,115 Mil. Therefore, Sun Life Holding Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 9.85%.
The historical rank and industry rank for Sun Life Holding Co's Return-on-Tangible-Equity or its related term are showing as below:
TSE:7040'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -28.47 Med: 9.93 Max: 24.8
Current: 10.3
During the past 8 years, Sun Life Holding Co's highest Return-on-Tangible-Equity was 24.80%. The lowest was -28.47%. And the median was 9.93%.
TSE:7040's Return-on-Tangible-Equity is ranked worse than 57.14% of 84
companies
in the Personal Services industry
Industry Median: 12.92
vs TSE:7040: 10.30
Sun Life Holding Co (TSE:7040) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Sun Life Holding Co Return-on-Tangible-Equity Related Terms
Sun Life Holding Co Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Sun Life Holding Co's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sun Life Holding Co Return-on-Tangible-Equity Chart
TSE:7040 vs ROL, SCI, FTDR: Return-on-Tangible-Equity Comparison
For the Personal Services subindustry, Sun Life Holding Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Holding Co Return-on-Tangible-Equity vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Sun Life Holding Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Sun Life Holding Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 9.85% mean?
Sun Life Holding Co (TSE:7040) has a Return-on-Tangible-Equity of 9.85% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sun Life Holding Co and its competitors. This is near median its historical median of 9.93. According to the industry distribution chart, Sun Life Holding Co ranks #48 out of 84 companies in the Personal Services industry, placing it in the top 57.1%.
Is Sun Life Holding Co's Return-on-Tangible-Equity too high?
Sun Life Holding Co's current Return-on-Tangible-Equity of 9.85% is near median its 10-year median of 9.93. The Personal Services industry median Return-on-Tangible-Equity is 12.92. Sun Life Holding Co's value of 9.85% is 23.8% below this industry median. Based on the distribution chart, Sun Life Holding Co ranks #48 out of 84 companies in the Personal Services industry, which is below the industry midpoint. Overall, Sun Life Holding Co has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Holding Co's Return-on-Tangible-Equity compare to ROL and SCI?
According to the Personal Services industry distribution chart, Sun Life Holding Co ranks #48 out of 84 companies for Return-on-Tangible-Equity. This places Sun Life Holding Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 12.92. Sun Life Holding Co's value of 9.85% is 23.8% below this benchmark. While the company's 10-year median is 9.93 vs. the industry median of 12.92, Sun Life Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Personal Services company?
The median Return-on-Tangible-Equity among Personal Services companies is 12.92, based on 84 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Holding Co's current Return-on-Tangible-Equity of 9.85% is 23.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sun Life Holding Co and its competitors. For the Personal Services industry, the median Return-on-Tangible-Equity is 12.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Holding Co's current Return-on-Tangible-Equity is 9.85%, which is near median its own 10-year median of 9.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Holding Co (TSE:7040) is currently considered Fairly Valued. The stock's GF Value™ is 円1,001.88, compared to a current price of 円958.00 — trading 4.4% below its estimated fair value. The current Return-on-Tangible-Equity is 9.85%, which is near median its 10-year median of 9.93 and 23.8% below the Personal Services industry median of 12.92. Sun Life Holding Co's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Sun Life Holding Co (TSE:7040), the current Return-on-Tangible-Equity is 9.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Holding Co (TSE:7040) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Holding Co stock appears to be undervalued.
The current stock price of 円958.00 is trading 4.4% below its estimated GF Value™ of 円1,001.88.
GuruFocus considers Sun Life Holding Co to be Fairly Valued.
Key valuation signals for TSE:7040:
Return-on-Tangible-Equity: 9.85% (near median its 10-year median of 9.93)
GF Value™: 円1,001.88 vs. price of 円958.00 (4.4% below fair value)
Industry Position: 23.8% below the Personal Services median (#48 of 84)
No single metric tells the full story. See the TSE:7040 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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